Capital.com and Pepperstone clash over trust, fees, and platform approaches. The axis pits regulation and cost against platform diversity and execution.
Pepperstone edges Capital.com on editorial score (4.7 vs 4.3), making Pepperstone the overall winner.
Find out which broker best suits your trader profile.
Choose Capital.com if…
Capital.com: Choose Capital.com if you want a very low $20 minimum deposit and zero-commission trades. You also get a proprietary platform with AI-powered insights. Pepperstone: Choose Pepperstone if you want MT4/MT5 and cTrader access. You gain broader regulation with BaFin, FMA, and DFSA.
Choose Pepperstone if…
Capital.com: Choose Capital.com if you want a very low $20 minimum deposit and zero-commission trades. You also get a proprietary platform with AI-powered insights. Pepperstone: Choose Pepperstone if you want MT4/MT5 and cTrader access. You gain broader regulation with BaFin, FMA, and DFSA.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Pepperstone offers tighter spreads from 0.00 pips vs 0.60 pips for Capital.com, reducing trading costs.
| Editorial score | 4.3/ 5 | 4.7/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Pros
Very low $20 minimum deposit
AI-powered pattern recognition built into proprietary platform
Zero commission on all trades
FCA, ASIC, CySEC, and MAS regulation
Client funds held in segregated accounts
Negative balance protection
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | Pepperstone |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Pass |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Pass |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Fail | Pass |
| Proprietary platform | Pass | Fail |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
The scores are close: Capital.com rates 4.3/5 and Pepperstone rates 4.7/5. Pepperstone has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Pepperstone starts from 0 pips, tighter than Capital.com's 0.6 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
Pepperstone has no minimum deposit, while Capital.com requires at least $20. This makes Pepperstone more accessible for traders with limited starting capital.
Both Capital.com and Pepperstone hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Pepperstone has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Capital.com lists maximum leverage of 30:1, while Pepperstone lists up to 500:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Pepperstone charges $7 per lot on commission-based accounts. Commission details for Capital.com are not currently available. Check their website for up-to-date pricing.
Capital.com supports Proprietary Web/Mobile, while Pepperstone supports cTrader, IRESS, MetaTrader 5, TradingView, MetaTrader 4. Capital.com has exclusive access to Proprietary Web/Mobile. Pepperstone has exclusive access to cTrader and IRESS and MetaTrader 5 and TradingView and MetaTrader 4.
Pepperstone, with BaFin, FMA, and DFSA, provides broader regulatory coverage.
Pepperstone attracts active traders with MT4/MT5 and Razor pricing options.
Pepperstone is better suited for scalpers: raw/ECN spreads available, tighter spreads from 0.00 pips.
Pepperstone offers MT4/MT5, cTrader, TradingView, and IRESS for flexibility.
Capital.com suits beginners with a $20 minimum and zero commissions.
Capital.com lists about 6300 instruments, far more than Pepperstone.
Fees & Spreads 30% weight | 4.2 / 5 | 4.8 / 5▲ |
|---|
Platforms & Tools 20% weight | 4.5 / 5 | 4.6 / 5▲ |
|---|
Customer Support 10% weight | 4.2 / 5 | 4.6 / 5▲ |
|---|
| Founded | 2016 | 2010 |
|---|
| Headquarters | London, United Kingdom | Melbourne, Australia |
|---|
| Min Deposit | $20 | No minimum▼ lower |
|---|
| Spreads From | 0.6 pips | 0 pips▼ lower |
|---|
| Commission / lot | N/A | $7/lot |
|---|
| N/A | 0.7 pips |
| Max Leverage | 30:1 | 500:1▲ higher |
|---|
| Inactivity Fee | $10/month (after 3 months) | None |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank transferCredit cardDebit cardPayPalSkrill |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | FCA ASIC MAS CySEC CMA | FCA ASIC DFSA FMA BaFin CySEC |
|---|
| Platforms | Proprietary Web/Mobile | cTrader IRESS MetaTrader 5 TradingView MetaTrader 4 |
|---|
| Active bonuses |
|---|
Investor compensation scheme coverage
No deposit fees
No inactivity fee
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Multilingual customer support
Pros
FCA, ASIC, BaFin, CySEC, DFSA licensed
Razor account: tight spreads + transparent commission
TradingView + MT4 / MT5 / cTrader
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Proprietary platform only, no MT4 or MT5
Limited product range for advanced traders
No phone support
No raw spread account option
No MetaTrader support
Cons
Not available to US residents
No proprietary platform
Dig deeper into each broker’s features, fees, and regulation.
Score 4.3 / 5
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