Two regulated forex brokers square off on platform access, pricing transparency, and regulatory reach. The tension unfolds over MT4/MT5 availability versus a proprietary platform and instrument breadth.
OANDA edges Capital.com on the editorial score and platform breadth, offering MT4/MT5 and TradingView, backed by a broader regulator footprint including the NFA.
Find out which broker best suits your trader profile.
Choose Capital.com if…
Choose Capital.com if you want a very low minimum deposit and a zero commission model. You trade on Capital.com's proprietary platform only, with no inactivity fee.
Choose OANDA if…
Choose OANDA if you want access to MT4 and MT5 and a broader platform ecosystem. You can start with a $0 minimum and access phone support.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Capital.com offers tighter spreads from 0.60 pips vs 1.00 pips for OANDA, reducing trading costs.
| Editorial score | 4.3/ 5 | 4.6/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Pros
Very low $20 minimum deposit
AI-powered pattern recognition built into proprietary platform
Zero commission on all trades
FCA, ASIC, CySEC, and MAS regulation
Client funds held in segregated accounts
Negative balance protection
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | OANDA |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Fail | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
The scores are close: Capital.com rates 4.3/5 and OANDA rates 4.6/5. OANDA has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Capital.com starts from 0.6 pips, tighter than OANDA's 1 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
OANDA has no minimum deposit, while Capital.com requires at least $20. This makes OANDA more accessible for traders with limited starting capital.
Both Capital.com and OANDA hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: OANDA has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Capital.com lists maximum leverage of 30:1, while OANDA lists up to 50:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Capital.com supports Proprietary Web/Mobile, while OANDA supports MetaTrader 5, Proprietary Web/Mobile, TradingView, MetaTrader 4. Both provide Proprietary Web/Mobile. OANDA has exclusive access to MetaTrader 5 and TradingView and MetaTrader 4.
OANDA leads safety and regulation due to NFA plus FCA and ASIC oversight.
OANDA wins best for active traders due to MT4/MT5 access and robust platform tools.
Capital.com is better suited for scalpers: tighter spreads from 0.60 pips.
OANDA wins best for platform choice thanks to MT4/MT5 and TradingView compatibility.
Capital.com is best for beginners due to a low $20 minimum and zero commissions.
Capital.com leads instrument variety with about 6300 assets versus OANDA’s 70.
Fees & Spreads 30% weight | 4.2 / 5 | 4.5 / 5▲ |
|---|
Platforms & Tools 20% weight | 4.5 / 5 | 4.6 / 5▲ |
|---|
Customer Support 10% weight | 4.2 / 5 | 4.3 / 5▲ |
|---|
| Founded | 2016 | 1996 |
|---|
| Headquarters | London, United Kingdom | New York, United States |
|---|
| Min Deposit | $20 | No minimum▼ lower |
|---|
| Spreads From | 0.6 pips▼ lower | 1 pips |
|---|
| Commission / lot | N/A | N/A |
|---|
| Max Leverage | 30:1 | 50:1▲ higher |
|---|
| Inactivity Fee | $10/month (after 3 months) | $10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank transferCredit cardDebit card |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transferDebit card |
|---|
| Withdrawal Fee | Free | Free for ACH |
|---|
| Regulators | FCA ASIC MAS CySEC CMA | FCA ASIC CBI CMF NFA |
|---|
| Platforms | Proprietary Web/Mobile | MetaTrader 5 Proprietary Web/Mobile TradingView MetaTrader 4 |
|---|
| Active bonuses |
|---|
Investor compensation scheme coverage
No deposit fees
No inactivity fee
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Multilingual customer support
Pros
Available to US residents (NFA-registered)
Best-in-class research and economic data
No minimum deposit
MT4, MT5 and proprietary platforms
Regulated by top-tier authorities (FCA, ASIC, CySEC)
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Proprietary platform only, no MT4 or MT5
Limited product range for advanced traders
No phone support
No raw spread account option
No MetaTrader support
Cons
Spreads slightly wider than ECN-style brokers
No copy trading
No raw spread account option
Inactivity fee applies
Dig deeper into each broker’s features, fees, and regulation.
Score 4.3 / 5
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