A head-to-head comparison of Capital.com and OANDA across regulation, trading costs, platforms, and editorial scoring.
Very low minimum deposit, AI-powered trading insights, zero commission, and strong FCA/ASIC/CySEC regulation - accessible for new traders.
NFA- and FCA-regulated with strong US/UK coverage, transparent historical pricing, and excellent research.
OANDA edges ahead with a score of 4.6/5 vs Capital.com's 4.3/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Capital.com offers tighter spreads from 0.6 pips vs 1 pips for OANDA, reducing trading costs.
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
Capital.com has a cost edge: tighter spreads from 0.6 pips.
OANDA offers more exclusive platform options: MetaTrader 4, MetaTrader 5, TradingView, a proprietary platform.
OANDA edges out Capital.com with a higher editorial score (4.6/5 vs 4.3/5), indicating a stronger overall experience for new traders.
| Editorial score | 4.3/ 5 | 4.6/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Fees & Spreads 30% weight | 4.2 / 5 | 4.5 / 5▲ |
Platforms & Tools 20% weight | 4.5 / 5 | 4.6 / 5▲ |
Customer Support 10% weight | 4.2 / 5 | 4.3 / 5▲ |
| Founded | 2016 | 1996 |
| Headquarters | London, United Kingdom | New York, United States |
| Min deposit | $20 | No minimum |
| Spreads from | 0.6 pips | 1 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 30:1 | 50:1 |
| Withdrawal fee | Free | Free for ACH |
| Regulators | FCA ASIC MAS CySEC CMA | FCA CMF ASIC NFA CBI |
| Platforms | Proprietary Web/Mobile | MetaTrader 4 MetaTrader 5 Proprietary Web/Mobile TradingView |
| Active bonuses | ||
| Visit broker | Visit Capital.com | Visit OANDA |
Pros
Very low $20 minimum deposit
AI-powered pattern recognition built into proprietary platform
Zero commission on all trades
FCA, ASIC, CySEC, and MAS regulation
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Multilingual customer support
Pros
Available to US residents (NFA-registered)
Best-in-class research and economic data
No minimum deposit
MT4, MT5 and proprietary platforms
Regulated by top-tier authorities (FCA, ASIC, CySEC)
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Proprietary platform only - no MT4 or MT5
Limited product range for advanced traders
No phone support
No raw spread account option
No MetaTrader support
Cons
Spreads slightly wider than ECN-style brokers
No copy trading
No raw spread account option
Inactivity fee applies
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | OANDA |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Fail | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
Based on our independent editorial scoring, OANDA ranks higher with a score of 4.6/5 vs 4.3/5 for Capital.com. The best choice still depends on your individual trading needs; Capital.com and OANDA may each suit different trader profiles.
Capital.com offers tighter spreads starting from 0.6 pips, compared to OANDA's spreads from 1 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
OANDA has a lower minimum deposit of no minimum required, while Capital.com requires at least $20. This makes OANDA more accessible for traders with limited starting capital.
Both Capital.com and OANDA hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: OANDA has a lower minimum deposit (no minimum), lowering the barrier to entry; both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
Capital.com offers maximum leverage of 30:1, while OANDA offers up to 50:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
Capital.com supports Proprietary Web/Mobile and OANDA offers MetaTrader 4, MetaTrader 5, Proprietary Web/Mobile, TradingView; both support Proprietary Web/Mobile; OANDA exclusively offers MetaTrader 4, MetaTrader 5, TradingView.
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