DEGIROvs
Trading 212Stock Broker Comparison
DEGIRO and Trading 212 face off in a cost versus access showdown. Both bring distinct approaches to global exposure, regulation, and investor features.
Our Verdict
Too close to call0.1 pts apart
DEGIRO and Trading 212 are closely matched, with Trading 212 offering commission-free trading while DEGIRO does not.
No commercial relationship. The verdict and scores are entirely editorial. No payment influences this comparison.
Key Differences
- 1Commission-free trading on Trading 212; DEGIRO charges per trade.
- 2Fractional shares available on Trading 212; DEGIRO does not offer fractional shares.
- 3Exchange coverage: DEGIRO provides 50 exchanges; Trading 212 offers 3.
Who should choose DEGIRO vs Trading 212?
Find out which stock broker best suits your investing profile.
Choose DEGIRO if…
Choose DEGIRO for access to 50 exchanges and a transparent flat-fee pricing model.
Choose Trading 212 if…
Choose Trading 212 for commission-free stock trading and fractional shares.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Best for low cost trading
Recommended
Trading 212 wins for low-cost trading due to commission-free stock trades.
Best for safety & regulation
Recommended
DEGIRO vs Trading 212: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 4.3/ 5 | 4.2/ 5 |
| Min deposit | N/A | $1 |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
DEGIRO vs Trading 212 Stock Broker Pros & Cons
Pros
- Among Europe's lowest stock commissions
- Access to 50+ exchanges worldwide
- Transparent, flat-fee pricing structure
- Regulated by BaFin, AFM, and under MiFID II
- No minimum deposit requirement
Cons
- No Stocks & Shares ISA or SIPP available
DEGIRO vs Trading 212: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
2
DEGIRO
criteria wins
4
Trading 212
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | DEGIRO | Trading 212 |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Fail |
DEGIRO vs Trading 212: Frequently Asked Questions
The scores are close: DEGIRO rates 4.3/5 and Trading 212 rates 4.2/5. DEGIRO has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Trading 212 requires $1. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and Trading 212 hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Trading 212 provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while Trading 212 lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while Trading 212 supports Trading 212 App. DEGIRO has exclusive access to DEGIRO Platform. Trading 212 has exclusive access to Trading 212 App.
Trading 212 offers commission-free stock trading while DEGIRO does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Trading 212 scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
