Two regulated brokers clash over exchange coverage, pricing clarity, and stock product scope. DEGIRO emphasizes broad exchange access, while FXTM highlights copy trading and CFD stock exposure.
DEGIRO edges FXTM on the overall editorial score, underpinned by access to more exchanges and stronger regulatory scoring. FXTM remains competitive with its regulation and Invest copy trading.
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Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
DEGIRO leads safety and regulation with BaFin and AFM oversight under MiFID II.
| Editorial score | 4.3/ 5 | 3.7/ 5 |
|---|---|---|
| Min deposit | N/A | No minimum |
| Spreads from | N/A | 1.5 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | FXTM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Pass |
DEGIRO rates 4.3/5 versus 3.7/5 for FXTM. DEGIRO edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
FXTM starts from 1.5. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
FXTM requires no minimum deposit required. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and FXTM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, FXTM provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while FXTM lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while FXTM supports MetaTrader 5, MetaTrader 4. DEGIRO has exclusive access to DEGIRO Platform. FXTM has exclusive access to MetaTrader 5 and MetaTrader 4.
Neither DEGIRO nor FXTM is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
FXTM scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
DEGIRO wins for long-term investors with dividend reinvestment support.
FXTM wins for active traders thanks to MT4/MT5 platforms and advanced charting.
FXTM wins for beginners with copy trading and multilingual support.
DEGIRO dominates global market access with 50+ exchanges.
DEGIRO wins for low cost trading with flat-fee pricing and among Europe's lowest stock commissions.
| Free |
| Deposit methods | Bank transfer | Bank transferCredit cardDebit cardSkrillNetellerFasaPay |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardSkrillNetellerFasaPay |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | BaFin AFM | FSCA FCA CySEC FSC |
|---|
| Platforms | DEGIRO Platform | MetaTrader 5 MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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