FXTMvs
XTBStock Broker Comparison
In this comparison, FXTM and XTB pursue different paths for stock trading: regulation, platform strength, and whether you own shares or trade CFDs.
Our Verdict
XTB winsby 0.4 pts
XTB edges FXTM overall, with a higher editorial score, broader exchange access, and real share ownership.
No commercial relationship. The verdict and scores are entirely editorial. No payment influences this comparison.
Key Differences
- 1XTB offers zero-commission real stocks up to EUR 100K per month.
- 2XTB gives access to 16 exchanges, FXTM to 6.
- 3FXTM offers share CFDs only, no real share ownership.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Best for low cost trading
Recommended
XTB wins for low cost trading due to zero-commission real stocks up to EUR 100K per month.
Best for safety & regulation
It’s a tie
Both equally suited
FXTM vs XTB: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 3.7/ 5 | 4.1/ 5 |
| Min deposit | No minimum | N/A |
| Spreads from | 1.5 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 12 months) |
| Deposit fee | Free |
FXTM vs XTB Stock Broker Pros & Cons
Pros
- CySEC and FCA regulated, strong dual-jurisdiction for EU and UK client protection
- FXTM Invest copy trading enables following of equity-focused Strategy Managers
- 180+ share CFDs via MT4 and MT5 with strong emerging market accessibility
- No inactivity fee; multilingual support in 35+ languages
Cons
- Narrowest stock range (180+) among regulated multi-platform equity CFD brokers
FXTM vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
1
FXTM
criteria win
4
XTB
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | FXTM | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Pass |
FXTM vs XTB: Frequently Asked Questions
The scores are close: FXTM rates 3.7/5 and XTB rates 4.1/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
FXTM starts from 1.5. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
FXTM requires no minimum deposit required. Minimum deposit information is not currently available for XTB.
Both FXTM and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
FXTM lists maximum leverage of 20:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
FXTM supports MetaTrader 5, MetaTrader 4, while XTB supports xStation 5. FXTM has exclusive access to MetaTrader 5 and MetaTrader 4. XTB has exclusive access to xStation 5.
XTB offers commission-free stock trading while FXTM does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both FXTM and XTB are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
