FXTM vs XTB Stock Broker Comparison

A head-to-head comparison of FXTM and XTB across regulation, commissions, platforms, and editorial scoring.

FXTM

Score 3.7 / 5

FXTM offers share CFDs on 180+ global stocks via MT4 and MT5 under CySEC and FCA regulation - a well-regulated broker with a strong emerging market presence and integrated FXTM Invest copy trading for equity strategies.

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VS

XTB

Score 4.3 / 5

XTB offers real share ownership on 5,800+ stocks and ETFs alongside share CFDs under KNF and FCA regulation - a rare combination of commission-free real equity ownership and professional CFD trading on the xStation 5 platform.

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Our Verdict
XTB winsClear Winner

XTB comes out ahead with an editorial score of 4.3/5 compared to FXTM's 3.7/5.

XTB
4.3/5
FXTM
3.7/5

Verdict by Trader Profile

Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.

Best for low cost trading
Recommended

XTB offers commission-free trading while FXTM does not, making XTB the more cost-effective choice for frequent stock traders.

Best for safety & regulation
It's a tie
Both equally suited

Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.

Best for long-term investors
Recommended

XTB is better suited for long-term investing: fractional shares.

Best for active traders
Recommended

XTB has the edge for active traders: commission-free trading, advanced charting.

Best for beginners
Recommended

XTB edges out FXTM with a higher editorial score (4.3/5 vs 3.7/5), indicating a stronger overall experience for new stock investors.

FXTM vs XTB: Side-by-Side Stock Broker Comparison

Editorial score
3.7/ 5
4.3/ 5
Min depositNo minimumNo minimum
Commission-free No Yes
Fractional shares No Yes
Dividend reinvestment No No
Extended hours No No
IPO access No No
Short selling Yes Yes
Regulators
FCA
FSCA
CySEC
FSC
FCA
CySEC
KNF
Platforms
MetaTrader 4
MetaTrader 5
MetaTrader 4
xStation 5
Visit brokerVisit FXTM Visit XTB

FXTM vs XTB Stock Broker Pros & Cons

Pros
  • CySEC and FCA regulated - strong dual-jurisdiction for EU and UK client protection
  • FXTM Invest copy trading enables following of equity-focused Strategy Managers
  • 180+ share CFDs via MT4 and MT5 with strong emerging market accessibility
  • No inactivity fee; multilingual support in 35+ languages
Cons
  • Narrowest stock range (180+) among regulated multi-platform equity CFD brokers
  • Share CFDs only - no real ownership, ISA, or dividend entitlement
  • FSC Mauritius entity provides substantially lighter regulatory protection
  • Limited stock analytical tools beyond standard MT4/MT5 charting
Pros
  • 5,800+ real stocks and ETFs at zero commission up to EUR 100K/month
  • Real share ownership with dividend entitlement - not just CFD exposure
  • KNF, FCA, and CySEC regulated; WSE-listed with annual audited accounts
  • xStation 5 includes stock screener, earnings calendar, and professional charting
Cons
  • 0.2% commission (min EUR 10) applies above EUR 100,000 monthly volume
  • No ISA or SIPP tax wrapper on the trading account
  • No MetaTrader - xStation 5 is the only platform option
  • Inactivity fee applies after 12 months without trading activity

FXTM vs XTB: Detailed Category Breakdown

A closer look at the specific criteria each broker meets or misses within each scoring category.

1
FXTM
criteria win
4
XTB
criteria wins
Ahead
Highlighted rows show where the two brokers differ
CriteriaFXTMXTB
Trust & Regulation
Top-tier regulator (FCA, ASIC, SEC, etc.)
Pass
Pass
Segregated client funds
Pass
Pass
Negative balance protection
Pass
Pass
Compensation scheme (e.g. FSCS, SIPC)
Pass
Pass
Costs
Commission-free trading
Fail
Pass
Features
Fractional shares
Fail
Pass
Dividend reinvestment (DRIP)
Fail
Fail
Extended hours trading
Fail
Fail
IPO access
Fail
Fail
Short selling
Pass
Pass
Stock screener tool
Fail
Pass
Support
Mobile app
Pass
Pass
Advanced charting tools
Pass
Pass
24/5 live chat
Fail
Pass
Phone support
Pass
Fail

FXTM vs XTB: Frequently Asked Questions

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