FXTM vs XM Stock Broker Comparison

A head-to-head comparison of FXTM and XM across regulation, commissions, platforms, and editorial scoring.

FXTM

Score 3.7 / 5

FXTM offers share CFDs on 180+ global stocks via MT4 and MT5 under CySEC and FCA regulation - a well-regulated broker with a strong emerging market presence and integrated FXTM Invest copy trading for equity strategies.

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VS

XM

Score 3.7 / 5

XM offers share CFDs on 1,200+ stocks across major global exchanges under CySEC, ASIC, and FSC regulation - one of the widest share CFD selections available among multi-asset regulated brokers.

Visit XM
Our Verdict
Too close to call

FXTM and XM are extremely closely matched with scores of 3.7/5 and 3.7/5. The right choice depends on your individual trading priorities.

Verdict by Trader Profile

Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.

Best for safety & regulation
It's a tie
Both equally suited

Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.

Best for active traders
It's a tie
Both equally suited

Both brokers offer equivalent conditions for active trading across commissions, platforms, and charting tools.

Best for beginners
Recommended

Both brokers share the same editorial score of 3.7/5, but FXTM requires a lower minimum deposit ($0 vs $5 for XM), making it more accessible for new investors.

Best for low cost trading
Insufficient data
Data not yet available

Commission data is not yet available for this pair. Check each broker's pricing page to compare trading costs directly.

Best for long-term investors
Insufficient data
Data not yet available

Long-term investing feature data (fractional shares, dividend reinvestment, IPO access) is not yet available for this pair.

FXTM vs XM: Side-by-Side Stock Broker Comparison

Editorial score
3.7/ 5
3.7/ 5
Min depositNo minimum$5
Commission-free No No
Fractional shares No No
Dividend reinvestment No No
Extended hours No No
IPO access No No
Short selling Yes Yes
Regulators
FCA
FSCA
CySEC
FSC
ASIC
CySEC
ASF
FSC
KNF
Platforms
MetaTrader 4
MetaTrader 5
MetaTrader 4
MetaTrader 5
Visit brokerVisit FXTM Visit XM

FXTM vs XM Stock Broker Pros & Cons

Pros
  • CySEC and FCA regulated - strong dual-jurisdiction for EU and UK client protection
  • FXTM Invest copy trading enables following of equity-focused Strategy Managers
  • 180+ share CFDs via MT4 and MT5 with strong emerging market accessibility
  • No inactivity fee; multilingual support in 35+ languages
Cons
  • Narrowest stock range (180+) among regulated multi-platform equity CFD brokers
  • Share CFDs only - no real ownership, ISA, or dividend entitlement
  • FSC Mauritius entity provides substantially lighter regulatory protection
  • Limited stock analytical tools beyond standard MT4/MT5 charting
Pros
  • 1,200+ share CFDs - one of the widest selections among multi-asset regulated brokers
  • CySEC and ASIC regulated with compensation fund coverage
  • Outstanding educational content and 24/7 multilingual support
Cons
  • Share CFDs only - no real stock ownership or ISA/SIPP wrapper
  • Spreads and commissions on standard accounts are higher than ECN alternatives
  • High leverage (1000:1) available only on offshore entity - not ASIC/CySEC clients

FXTM vs XM: Detailed Category Breakdown

A closer look at the specific criteria each broker meets or misses within each scoring category.

0
FXTM
criteria wins
1
XM
criteria win
Ahead
Highlighted rows show where the two brokers differ
CriteriaFXTMXM
Trust & Regulation
Top-tier regulator (FCA, ASIC, SEC, etc.)
Pass
Pass
Segregated client funds
Pass
Pass
Negative balance protection
Pass
Pass
Compensation scheme (e.g. FSCS, SIPC)
Pass
Pass
Costs
Commission-free trading
Fail
Fail
Features
Fractional shares
Fail
Fail
Dividend reinvestment (DRIP)
Fail
Fail
Extended hours trading
Fail
Fail
IPO access
Fail
Fail
Short selling
Pass
Pass
Stock screener tool
Fail
Fail
Support
Mobile app
Pass
Pass
Advanced charting tools
Pass
Pass
24/5 live chat
Fail
Pass
Phone support
Pass
Pass

FXTM vs XM: Frequently Asked Questions

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