Two brokers contrast in approach: FXTM leans on regulated multi-asset CFDs and MT4/MT5, while Trading 212 prioritizes commission-free stock trading and a consumer-friendly app.
Trading 212 edges FXTM on the editorial score, reflecting a higher overall rating and its commission-free stock trading model.
Find out which stock broker best suits your investing profile.
Choose FXTM if…
FXTM for access to six exchanges and advanced charting. Trading 212 for ISA access and fractional shares.
Choose Trading 212 if…
FXTM for access to six exchanges and advanced charting. Trading 212 for ISA access and fractional shares.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Trading 212 offers commission-free stock trading, reducing ongoing costs.
| Editorial score | 3.7/ 5 | 4.2/ 5 |
|---|---|---|
| Min deposit | No minimum▼ lower | $1 |
| Spreads from | 1.5 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | FXTM | Trading 212 |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Fail |
Trading 212 rates 4.2/5 versus 3.7/5 for FXTM. Trading 212 edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
FXTM starts from 1.5. Current spread data is not available for Trading 212. Check both brokers' websites for up-to-date spread and commission pricing.
FXTM has no minimum deposit, while Trading 212 requires at least $1. This makes FXTM more accessible for traders with limited starting capital.
Both FXTM and Trading 212 hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: FXTM has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
FXTM lists maximum leverage of 20:1, while Trading 212 lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
FXTM supports MetaTrader 5, MetaTrader 4, while Trading 212 supports Trading 212 App. FXTM has exclusive access to MetaTrader 5 and MetaTrader 4. Trading 212 has exclusive access to Trading 212 App.
Trading 212 offers commission-free stock trading while FXTM does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both FXTM and Trading 212 are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Equally matched due to strong regulation and compensation schemes.
Trading 212 wins for long-term investing with fractional shares and ISA.
FXTM is best for active traders due to MT4/MT5 and advanced charting.
Trading 212 is best for beginners thanks to fractional shares and low deposits.
FXTM wins with six exchanges offering broader international access.
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerFasaPay | Bank transferCredit cardDebit cardApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNetellerFasaPay | Bank transferCredit cardDebit cardApple PayGoogle Pay |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FCA FSCA CySEC FSC | FCA CySEC |
|---|
| Platforms | MetaTrader 5 MetaTrader 4 | Trading 212 App |
|---|
| Active bonuses | None | 2 offers |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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