XTB Stock Broker Review
XTB offers real share ownership on 5,800+ stocks and ETFs alongside share CFDs under KNF and FCA regulation - a rare combination of commission-free real equity ownership and professional CFD trading on the xStation 5 platform.
Also reviewed as:
How XTB ranks
Trust & Regulation
#1of 3
Fees & Spreads
#4of 3
Platforms & Tools
#1of 3
Customer Support
#1of 3
Min Deposit
No minimum
Commission/Trade
0.8 pips
Max Leverage
20:1
Founded
2002
HQ
Warsaw, Poland
Last Reviewed
May 3, 2026
XTB Pros
- 5,800+ real stocks and ETFs at zero commission up to EUR 100K/month
- Real share ownership with dividend entitlement - not just CFD exposure
- KNF, FCA, and CySEC regulated; WSE-listed with annual audited accounts
- xStation 5 includes stock screener, earnings calendar, and professional charting
XTB Cons
- 0.2% commission (min EUR 10) applies above EUR 100,000 monthly volume
- No ISA or SIPP tax wrapper on the trading account
- No MetaTrader - xStation 5 is the only platform option
- Inactivity fee applies after 12 months without trading activity
XTB Stock Broker Review
XTB for stocks: commission-free real shares and CFDs on xStation 5
XTB provides commission-free real share ownership on over 5,800 stocks and ETFs spanning US, UK, European, and other major exchanges. This makes XTB one of the very few regulated multi-asset brokers offering genuine real share ownership alongside traditional share CFD trading - without commission for orders up to EUR 100,000 per month.
Zero-commission real share ownership
XTB's real stock programme allows clients to buy and hold actual shares - with dividend entitlement and genuine economic ownership - at zero commission for monthly volumes up to EUR 100,000. Above this threshold, a 0.2% commission applies (min EUR 10).
xStation 5 for equity analysis
XTB's xStation 5 platform provides a built-in stock screener, earnings calendar, company fundamentals, and integrated market sentiment data. The charting tools are professional-grade for a web-based platform. The mobile version replicates the full xStation 5 desktop experience.
Regulation
XTB is regulated by KNF (Poland), FCA (UK), and CySEC. XTB is listed on the Warsaw Stock Exchange (WSE: XTB). UK and EU clients benefit from FSCS/CySEC investor compensation.
Limitations
Zero-commission benefit applies to monthly volumes under EUR 100,000 - active traders above this incur commission. No ISA or SIPP wrapper. No MetaTrader - xStation 5 is the sole platform.
Bottom line
XTB is an exceptional regulated option for retail investors who want real share ownership at zero commission alongside professional CFD trading tools on a single platform under KNF/FCA regulation.
XTB Score Breakdown
4.3/ 54/440% of total score+0.1 above average#1 of 3
4.6/ 5- Top-tier regulator (FCA, ASIC, CFTC, etc.)
- Segregated client funds
- Negative balance protection
- Compensation scheme (e.g. FSCS)
1/130% of total score−0.5 below average#4 of 3
4.2/ 5- Commission-free trading
5/720% of total score+0.9 above average#1 of 3
4.7/ 5- Research tools
- Stock screener
- Mobile app
- Advanced charting tools
- Short selling available
- IPO access
- Global exchange access
1/510% of total score+0.6 above average#1 of 3
4.3/ 5- Fractional shares
- Dividend reinvestment (DRIP)
- Stocks & Shares ISA
- SIPP pension account
- Extended hours trading
Last reviewed: May 3, 2026
XTB Stock Bonuses
No Stock bonuses available
XTB does not currently have any active bonuses for stock trading. Check back later or explore other categories.
Researching your options? Browse our full list of the best stock brokers to compare scores, fees, and regulation side by side.
XTB Regulatory Licences
Verified regulation is a key factor in identifying a reliable choice for stock traders.
XTB Stocks Trading Platforms
Compare the leading stock trading platforms supported by XTB.
XTB Markets & Instruments
Forex
Stocks CFDs
ETFs
Indices
Commodities
Crypto
Countries Where XTB Is Available
Brazil
Chile
Colombia
Cyprus
Czech Republic
Denmark
Estonia
Spain
Finland
France
Netherlands
Norway
Greece
United Kingdom
Germany
South Africa
United Arab Emirates
Switzerland
Argentina
Austria
Peru
Belgium
Bulgaria
Croatia
Hungary
Malta
Ireland
Italy
Portugal
Lithuania
Luxembourg
Latvia
Poland
Mexico
Romania
Sweden
Slovenia
Slovakia
TurkeyTrade these markets with XTB
Explore live index charts and analysis available through XTB.
Ready to trade with XTB?
Open your account and start trading today.
Frequently Asked Questions About XTB Stock Trading
Yes. XTB Limited is authorised and regulated by the FCA in the UK (FRN 522157). UK clients are covered by FSCS protection up to GBP 85,000.
Yes. XTB offers zero-commission stock CFDs and ETF CFDs up to EUR 100,000 in monthly notional volume. Above that threshold a 0.2% commission applies.
XTB has no fixed minimum deposit - you can open a live account with any amount. In practice a balance of at least $100–$250 is recommended to provide adequate margin for standard forex pairs.
XTB supports xstation and MetaTrader 4 (MT4). A mobile trading app is available for iOS and Android. Advanced charting tools are included.
XTB customer support is available via live chat during trading hours (24 hours a day, Monday to Friday). Phone support is also available. Support is provided in multiple languages.
Personalised recommendation
Not sure which broker is right for you?
Answer 6 quick questions and we'll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker