XTB Crypto Broker Review
XTB offers 50+ cryptocurrency CFDs via xStation 5 under KNF and FCA regulation - a well-regulated route to crypto CFD exposure with professional charting, strong educational support, and no minimum deposit.
Also reviewed as:
How XTB ranks
Trust & Regulation
#3of 6
Fees & Spreads
#5of 6
Platforms & Tools
#2of 6
Customer Support
#1of 6
Min Deposit
No minimum
BTC/USDT Spread
0.8 pips
Max Leverage
2:1
Founded
2002
HQ
Warsaw, Poland
Last Reviewed
May 3, 2026
XTB Pros
- 50+ crypto CFDs on xStation 5 - one of the best proprietary platforms in regulated CFD trading
- KNF, FCA, and CySEC regulated; WSE-listed for additional financial transparency
- No minimum deposit; competitive variable spreads on major crypto pairs
- XTB Academy covers crypto fundamentals and trading strategy education
XTB Cons
- CFDs only - no real crypto ownership, staking, or self-custody
- No MetaTrader - traders requiring MT4/MT5 must look elsewhere
- Inactivity fee applies after 12 months of no trading activity
- Narrower coin selection (50+) than dedicated crypto exchanges
XTB Crypto Broker Review
XTB for crypto: regulated CFDs on a premium platform
XTB offers over 50 cryptocurrency CFDs including Bitcoin, Ethereum, Solana, XRP, Cardano, Polkadot, Avalanche, and a growing range of altcoins - all tradeable on xStation 5, XTB's proprietary platform. XTB is regulated by the Polish KNF, UK FCA, and CySEC.
xStation 5 for crypto
XTB's xStation 5 includes a built-in market sentiment tool, real-time economic calendar, integrated news feed, and professional charting - all within the same interface used for forex and equity CFDs. The mobile app replicates the full desktop experience.
Trading costs
XTB charges variable spreads with no separate commission. BTC/USD spreads are competitive with other spread-only CFD brokers. There is no minimum deposit. XTB does not charge inactivity fees for the first 12 months.
Regulation
XTB is regulated by KNF (Poland), FCA (UK), and CySEC. XTB is listed on the Warsaw Stock Exchange (WSE: XTB). EU and UK clients benefit from investor compensation schemes.
Limitations
XTB offers CFDs only - no real crypto ownership, staking, or on-chain withdrawals. No MetaTrader - traders who require MT4/MT5 will need a different broker.
Bottom line
XTB is the strongest European-regulated option for crypto CFD traders who want a premium proprietary platform experience under KNF/FCA oversight. It is not designed for crypto-native users who need real coin ownership.
XTB Score Breakdown
4.2/ 50/340% of total score+0.2 above average#3 of 6
4.6/ 5- Cold storage for client assets
- Published proof of reserves
- Own exchange or native token
2/330% of total score−0.5 below average#5 of 6
3.9/ 5- No deposit fee
- No inactivity fee
- Transparent fee schedule
0/520% of total score+0.3 above average#2 of 6
4.7/ 5- Staking available
- DeFi access
- NFT trading
- 500+ tradeable coins
- Instant crypto withdrawals
2/310% of total score+0.3 above average#1 of 6
4.3/ 5- 24/5 live chat
- Phone support
- Multilingual support
Last reviewed: May 3, 2026
XTB Crypto Bonuses
No Crypto bonuses available
XTB does not currently have any active bonuses for crypto trading. Check back later or explore other categories.
Researching your options? Browse our full list of the best crypto brokers to compare scores, fees, and regulation side by side.
XTB Regulatory Licences
Verified regulation is a key factor in identifying a reliable choice for crypto investors.
XTB Crypto Trading Platforms
Compare the leading crypto trading platforms supported by XTB.
XTB Markets & Instruments
Forex
Stocks CFDs
ETFs
Indices
Commodities
Crypto
Countries Where XTB Is Available
Brazil
Chile
Colombia
Cyprus
Czech Republic
Denmark
Estonia
Spain
Finland
France
Greece
Netherlands
Norway
United Kingdom
Germany
South Africa
United Arab Emirates
Switzerland
Argentina
Austria
Belgium
Bulgaria
Peru
Croatia
Hungary
Malta
Ireland
Italy
Lithuania
Luxembourg
Latvia
Portugal
Poland
Mexico
Romania
Sweden
Slovenia
Slovakia
TurkeyReady to trade with XTB?
Open your account and start trading today.
Frequently Asked Questions About XTB Crypto Trading
Yes. XTB Limited is authorised and regulated by the FCA in the UK (FRN 522157). UK clients are covered by FSCS protection up to GBP 85,000.
Yes. XTB offers zero-commission stock CFDs and ETF CFDs up to EUR 100,000 in monthly notional volume. Above that threshold a 0.2% commission applies.
XTB has no fixed minimum deposit - you can open a live account with any amount. In practice a balance of at least $100–$250 is recommended to provide adequate margin for standard forex pairs.
XTB supports xstation and MetaTrader 4 (MT4). A mobile trading app is available for iOS and Android. Advanced charting tools are included.
XTB customer support is available via live chat during trading hours (24 hours a day, Monday to Friday). Phone support is also available. Support is provided in multiple languages.
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