Admirals and XTB compete for investors seeking stock access and advanced platforms. The tension centers on real ownership, platform ecosystems, and regulation.
XTB edges Admirals on the overall editorial score (4.3 vs 4.0). The gap reflects XTB's stronger platforms and real stock features.
Find out which stock broker best suits your investing profile.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
XTB offers zero-commission real stocks up to EUR 100K per month, lowering trading costs.
| Editorial score | 4.0/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | No minimum | N/A |
| Spreads from | 0.5 pips | N/A |
| Commission / lot | $6/lot | N/A |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Admirals | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
The scores are close: Admirals rates 4/5 and XTB rates 4.1/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Admirals starts from 0.5. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
Admirals requires no minimum deposit required. Minimum deposit information is not currently available for XTB.
Both Admirals and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
Admirals lists maximum leverage of 20:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Admirals charges $6 per trade on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Admirals supports MetaTrader 5, MetaTrader 4, while XTB supports xStation 5. Admirals has exclusive access to MetaTrader 5 and MetaTrader 4. XTB has exclusive access to xStation 5.
Yes, both Admirals and XTB offer commission-free stock trading according to our data. Keep in mind that commission-free brokers may still charge spread costs, foreign exchange fees, or platform fees — always check the full fee schedule on each broker's website.
Both Admirals and XTB are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Admirals gains from broader regulation across FCA, ASIC, CySEC, KNF and UK FSCS protection.
XTB provides real ownership with dividend entitlement for long-term holdings.
XTB xStation 5 offers stock screener, earnings calendar, and advanced charting.
Admirals offers FSCS protection and zero-deposit standard accounts for easier onboarding.
XTB lists 16 exchanges versus Admirals 15, expanding international stock access.
| 1.1 pips |
| N/A |
| Inactivity fee | $10/month (after 24 months) | $10/month (after 12 months) |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNeteller | Bank transferCredit cardDebit cardSkrill |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transferCredit cardSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | Yes | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FCA ASIC CySEC KNF | FCA CySEC |
|---|
| Platforms | MetaTrader 5 MetaTrader 4 | xStation 5 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4 / 5
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