This comparison pits CMC Markets' extensive CFD platform and regulation against Trading 212's commission-free stock trading and fractional shares, highlighting divergent paths for cost-conscious investors and long-term savers.
Trading 212 edges CMC Markets on the editorial score, driven by its higher rating and commission-free stock trading.
Find out which stock broker best suits your investing profile.
Choose CMC Markets if…
Choose CMC Markets if you want advanced charting. You also gain access to 20 exchanges and strong research tools plus 24/5 live chat and phone support.
Choose Trading 212 if…
Choose Trading 212 if you want commission-free stock trading, ISA eligibility, and fractional shares with the Flexi Cash account.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Trading 212 wins for low cost trading with commission-free stock and ETF trades.
| Editorial score | 4.0/ 5 | 4.2/ 5 |
|---|---|---|
| Min deposit | No minimum▼ lower | $1 |
| Spreads from | 0.7 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | £10/month (after 12 months) | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | CMC Markets | Trading 212 |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Pass | Fail |
| Phone support | Pass | Fail |
The scores are close: CMC Markets rates 4/5 and Trading 212 rates 4.2/5. Trading 212 has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
CMC Markets starts from 0.7. Current spread data is not available for Trading 212. Check both brokers' websites for up-to-date spread and commission pricing.
CMC Markets has no minimum deposit, while Trading 212 requires at least $1. This makes CMC Markets more accessible for traders with limited starting capital.
Both CMC Markets and Trading 212 hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: CMC Markets has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
CMC Markets lists maximum leverage of 20:1, while Trading 212 lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
CMC Markets supports ProRealTime, Proprietary Web/Mobile, MetaTrader 4, while Trading 212 supports Trading 212 App. CMC Markets has exclusive access to ProRealTime and Proprietary Web/Mobile and MetaTrader 4. Trading 212 has exclusive access to Trading 212 App.
Trading 212 offers commission-free stock trading while CMC Markets does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both CMC Markets and Trading 212 are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
CMC Markets has broader regulatory coverage with multiple authorities guiding oversight.
Trading 212 wins with fractional shares, dividend reinvestment, and an ISA.
CMC Markets suits active traders with advanced tools and broad coverage.
Trading 212 offers commission-free trading and ISA accessibility for new investors.
CMC Markets wins global access with 20 exchanges and broader international reach.
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit card | Bank transferCredit cardDebit cardApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank transferCredit card | Bank transferCredit cardDebit cardApple PayGoogle Pay |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FCA ASIC DFSA FMA BaFin | FCA CySEC |
|---|
| Platforms | ProRealTime Proprietary Web/Mobile MetaTrader 4 | Trading 212 App |
|---|
| Active bonuses | None | 2 offers |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4 / 5
Personalised recommendation
Answer 6 quick questions and we’ll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker