In this head-to-head, CMC Markets and XTB balance breadth of exchanges, regulatory coverage, and platform capabilities. The choice hinges on how you weigh commission structure and long-term stock ownership.
XTB edges CMC Markets on editorial score (4.3 vs 4.0), reflecting stronger overall quality.
Find out which stock broker best suits your investing profile.
Choose CMC Markets if…
Choose CMC Markets if you value phone support and broad access to 20 exchanges.
Choose XTB if…
Choose XTB if you want commission-free real stocks with fractional shares and you don't require phone support.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
XTB wins for low-cost trading due to commission-free real stocks and fractional shares.
| Editorial score | 4.0/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | No minimum | N/A |
| Spreads from | 0.7 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | £10/month (after 12 months) | $10/month (after 12 months) |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | CMC Markets | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
The scores are close: CMC Markets rates 4/5 and XTB rates 4.1/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
CMC Markets starts from 0.7. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
CMC Markets requires no minimum deposit required. Minimum deposit information is not currently available for XTB.
Both CMC Markets and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
CMC Markets lists maximum leverage of 20:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
CMC Markets supports ProRealTime, Proprietary Web/Mobile, MetaTrader 4, while XTB supports xStation 5. CMC Markets has exclusive access to ProRealTime and Proprietary Web/Mobile and MetaTrader 4. XTB has exclusive access to xStation 5.
XTB offers commission-free stock trading while CMC Markets does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both CMC Markets and XTB are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
CMC Markets is stronger on regulation with FCA, ASIC, BaFin, FMA, and DFSA.
XTB is best for long-term investors due to real ownership and dividend entitlement.
XTB wins for active traders due to professional charting and earnings calendar on xStation 5.
CMC Markets wins for beginners thanks to Next Generation tools and Reuters news.
CMC Markets wins for global access with 20 exchanges.
| Deposit methods | Bank transferCredit cardDebit card | Bank transferCredit cardDebit cardSkrill |
|---|
| Withdrawal methods | Bank transferCredit card | Bank transferCredit cardSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FCA ASIC DFSA FMA BaFin | FCA CySEC |
|---|
| Platforms | ProRealTime Proprietary Web/Mobile MetaTrader 4 | xStation 5 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4 / 5
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