IG vs XTB Stock Broker Comparison

A head-to-head comparison of IG and XTB across regulation, commissions, platforms, and editorial scoring.

IG

Score 4.5 / 5

IG stands out in the UK stocks market for combining real share dealing, a Stocks & Shares ISA, listed options trading, and bonds - giving active investors a full-service, multi-asset account that most app-based platforms cannot match.

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VS

XTB

Score 4.3 / 5

XTB offers real share ownership on 5,800+ stocks and ETFs alongside share CFDs under KNF and FCA regulation - a rare combination of commission-free real equity ownership and professional CFD trading on the xStation 5 platform.

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Our Verdict
IG winsby 0.2 pts

IG edges ahead with a score of 4.5/5 vs XTB's 4.3/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.

Verdict by Trader Profile

Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.

Best for low cost trading
Recommended

XTB offers commission-free trading while IG does not, making XTB the more cost-effective choice for frequent stock traders.

Best for safety & regulation
It's a tie
Both equally suited

Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.

Best for long-term investors
Recommended

XTB is better suited for long-term investing: fractional shares.

Best for active traders
Recommended

XTB has the edge for active traders: commission-free trading, advanced charting.

Best for beginners
Recommended

IG edges out XTB with a higher editorial score (4.5/5 vs 4.3/5), indicating a stronger overall experience for new stock investors.

IG vs XTB: Side-by-Side Stock Broker Comparison

Editorial score
4.5/ 5
4.3/ 5
Min depositNo minimumNo minimum
Commission-free No Yes
Fractional shares No Yes
Dividend reinvestment No No
Extended hours Yes No
IPO access No No
Short selling Yes Yes
Regulators
FCA
ASIC
DFSA
CMVM
BaFin
Finansinspektionen
Finanstilsynet
FMA
CBI
KNF
Finanstilsynet
FCA
CySEC
KNF
Platforms
MetaTrader 4
Proprietary Web/Mobile
TradingView
MetaTrader 4
xStation 5
Visit brokerVisit IG Visit XTB

IG vs XTB Stock Broker Pros & Cons

Pros
  • Exchange-listed options trading alongside real share dealing in one account
  • Bonds trading available in the same account as equities and options
  • Stocks & Shares ISA with no annual platform fee
  • 13,000+ shares across 30+ global exchanges
  • FCA-regulated and LSE-listed - among the highest regulatory standards in UK retail
  • Integrated ProRealTime charts, Reuters news, and Morningstar research
Cons
  • Share dealing commission (£8 or 0.1%) is higher than commission-free platforms
  • No SIPP - pension wrapper requires a separate provider
  • Options trading requires a DMA account and is not available to all retail clients
  • No fractional shares on the share dealing account
Pros
  • 5,800+ real stocks and ETFs at zero commission up to EUR 100K/month
  • Real share ownership with dividend entitlement - not just CFD exposure
  • KNF, FCA, and CySEC regulated; WSE-listed with annual audited accounts
  • xStation 5 includes stock screener, earnings calendar, and professional charting
Cons
  • 0.2% commission (min EUR 10) applies above EUR 100,000 monthly volume
  • No ISA or SIPP tax wrapper on the trading account
  • No MetaTrader - xStation 5 is the only platform option
  • Inactivity fee applies after 12 months without trading activity

IG vs XTB: Detailed Category Breakdown

A closer look at the specific criteria each broker meets or misses within each scoring category.

2
IG
criteria wins
3
XTB
criteria wins
Ahead
Highlighted rows show where the two brokers differ
CriteriaIGXTB
Trust & Regulation
Top-tier regulator (FCA, ASIC, SEC, etc.)
Pass
Pass
Segregated client funds
Pass
Pass
Negative balance protection
Pass
Pass
Compensation scheme (e.g. FSCS, SIPC)
Pass
Pass
Costs
Commission-free trading
Fail
Pass
Features
Fractional shares
Fail
Pass
Dividend reinvestment (DRIP)
Fail
Fail
Extended hours trading
Pass
Fail
IPO access
Fail
Fail
Short selling
Pass
Pass
Stock screener tool
Pass
Pass
Support
Mobile app
Pass
Pass
Advanced charting tools
Pass
Pass
24/5 live chat
Fail
Pass
Phone support
Pass
Fail

IG vs XTB: Frequently Asked Questions

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