This face-off pits IG's multi-asset, regulated framework against XTB's commission-free equity offering. The tension centers on cost models, exchange access, and long-term features that matter for stock investors.
IG wins on the editorial score over XTB, grounded in stronger regulation and broader platform scope. XTB remains competitive with a commission-free tier up to €100,000 monthly turnover, but trails IG overall.
Find out which stock broker best suits your investing profile.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
XTB wins for low cost trading thanks to a commission-free tier up to €100,000 monthly turnover.
| Editorial score | 4.5/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | No minimum | N/A |
| Spreads from | 0.6 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | £12/month (after 24 months) | $10/month (after 12 months)▼ lower |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | IG | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Pass | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Pass |
The scores are close: IG rates 4.5/5 and XTB rates 4.1/5. IG has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
IG starts from 0.6. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
IG requires no minimum deposit required. Minimum deposit information is not currently available for XTB.
Both IG and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
IG lists maximum leverage of 1:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
IG supports ProRealTime, Proprietary Web/Mobile, TradingView, MetaTrader 4, while XTB supports xStation 5. IG has exclusive access to ProRealTime and Proprietary Web/Mobile and TradingView and MetaTrader 4. XTB has exclusive access to xStation 5.
XTB offers commission-free stock trading while IG does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both IG and XTB are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
IG leads safety and regulation with higher trust score and broader regulator list.
IG wins with a Stocks & Shares ISA and no annual ISA platform fee.
IG wins for active traders with real share dealing, options and advanced charts.
| Free |
| Deposit methods | Bank transferCredit cardDebit cardPayPal | Bank transferCredit cardDebit cardSkrill |
|---|
| Withdrawal methods | Bank transferDebit cardPayPal | Bank transferCredit cardSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | Yes | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FCA ASIC DFSA FMA CMVM BaFin Finanstilsynet Finanstilsynet Finansinspektionen CBI NFA KNF | FCA CySEC |
|---|
| Platforms | ProRealTime Proprietary Web/Mobile TradingView MetaTrader 4 | xStation 5 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4.1 / 5
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