DEGIRO vs Pepperstone Stock Broker Comparison
A head-to-head comparison of DEGIRO and Pepperstone across regulation, commissions, platforms, and editorial scoring.
DEGIRO offers some of Europe's lowest stock commissions with access to 50+ exchanges. It lacks an ISA or SIPP wrapper, making it less suitable for UK tax-efficient investing, but excellent for low-cost international exposure.
Pepperstone offers share CFDs on 1,000+ global stocks across MT4, MT5, cTrader, and TradingView under FCA and ASIC regulation - a convenient route to equity CFD exposure for existing Pepperstone traders without switching brokers.
DEGIRO edges ahead with a score of 4.3/5 vs Pepperstone's 3.9/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Pepperstone has a stronger safety profile: top-tier regulation, compensation scheme, segregated funds, negative balance protection.
DEGIRO is better suited for long-term investing: dividend reinvestment.
Pepperstone has the edge for active traders: more platform options, advanced charting.
DEGIRO edges out Pepperstone with a higher editorial score (4.3/5 vs 3.9/5), indicating a stronger overall experience for new stock investors.
Commission data is not yet available for this pair. Check each broker's pricing page to compare trading costs directly.
DEGIRO vs Pepperstone: Side-by-Side Stock Broker Comparison
| Editorial score | 4.3/ 5 | 3.9/ 5 |
|---|---|---|
| Min deposit | N/A | No minimum |
| Commission-free | No | No |
| Fractional shares | No | No |
| Dividend reinvestment | Yes | No |
| Extended hours | No | No |
| IPO access | No | No |
| Short selling | Yes | Yes |
| Regulators | AFM BaFin | FCA ASIC CySEC DFSA BaFin FMA |
| Platforms | DEGIRO Platform | MetaTrader 4 MetaTrader 5 cTrader TradingView IRESS |
| Active bonuses | 2 offers | None |
| Visit broker | Visit DEGIRO | Visit Pepperstone |
DEGIRO vs Pepperstone Stock Broker Pros & Cons
- Among Europe's lowest stock commissions
- Access to 50+ exchanges worldwide
- Transparent, flat-fee pricing structure
- Regulated by BaFin, AFM, and under MiFID II
- No minimum deposit requirement
- No Stocks & Shares ISA or SIPP available
- No fractional shares
- Limited customer support options
- Platform and app less polished than newer competitors
- 1,000+ share CFDs on MT4, MT5, cTrader, and TradingView - same account as forex
- FCA, ASIC, CySEC, BaFin, and DFSA regulated - deepest multi-regulatory profile among ECN brokers
- IRESS available for DMA access to ASX and global equity markets
- Transparent commission structure on share CFDs (0.07%/side, min £7 on UK shares)
- 1,000+ stock selection narrower than CMC Markets (10,000+) or dedicated stockbrokers
- No real share ownership, ISA wrapper, or dividend reinvestment programme
- IRESS DMA incurs a monthly fee for lower-volume traders
- Not suitable as a primary equity broker for buy-and-hold investors
DEGIRO vs Pepperstone: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Pepperstone |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Fail |
DEGIRO vs Pepperstone: Frequently Asked Questions
Based on our independent editorial scoring, DEGIRO ranks higher with a score of 4.3/5 vs 3.9/5 for Pepperstone. The best choice still depends on your needs — commissions, features like fractional shares, and regulatory coverage all matter.
Neither DEGIRO nor Pepperstone is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Pepperstone scores higher on our regulatory safety criteria, with top-tier regulatory oversight, segregated client funds, compensation scheme coverage. For stock investors, regulatory safety is critical — always confirm a broker's specific licences and investor protections before depositing funds.
Pepperstone requires a minimum deposit of no minimum. Minimum deposit information is not currently available for the other broker.
DEGIRO supports DEGIRO Platform and Pepperstone offers MetaTrader 4, MetaTrader 5, cTrader, TradingView, IRESS. Platform availability affects the tools, charting, and order types available to you. If you rely on a specific platform like MetaTrader or a proprietary web app, confirm compatibility before opening an account.
For beginners: Pepperstone offers negative balance protection; DEGIRO has a higher overall editorial score. Also compare educational resources, customer support quality, and the simplicity of each broker's platform before deciding.
More Stock Broker Comparisons
More DEGIRO comparisons
More Pepperstone comparisons
Personalised recommendation
Not sure which broker is right for you?
Answer 6 quick questions and we'll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker