This matchup contrasts DEGIRO's low-cost model and broad exchange access with Pepperstone's advanced platforms and multi-regulatory footprint. The tension hinges on cost efficiency versus tool breadth and safety.
DEGIRO edges Pepperstone on the editorial score and overall ranking, reflecting its low-cost stock trading and access to 50+ exchanges.
Find out which stock broker best suits your investing profile.
Choose DEGIRO if…
Choose DEGIRO if you want among Europe's lowest stock commissions and access to 50+ exchanges.
Choose Pepperstone if…
Choose Pepperstone if you want a $0 minimum deposit and a broad platform suite.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Pepperstone wins safety & regulation with a multi-regulatory footprint across FCA, ASIC, CySEC, BaFin, DFSA.
| Editorial score | 4.3/ 5 | 3.9/ 5 |
|---|---|---|
| Min deposit | N/A | No minimum |
| Spreads from | N/A | 0 pips |
| Commission / lot | N/A | $7/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Pepperstone |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Fail |
The scores are close: DEGIRO rates 4.3/5 and Pepperstone rates 3.9/5. DEGIRO has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Pepperstone starts from 0. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
Pepperstone requires no minimum deposit required. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and Pepperstone hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Pepperstone provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while Pepperstone lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Pepperstone charges $7 per trade on commission-based accounts. Commission details for DEGIRO are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
DEGIRO supports DEGIRO Platform, while Pepperstone supports cTrader, IRESS, MetaTrader 5, TradingView, MetaTrader 4. DEGIRO has exclusive access to DEGIRO Platform. Pepperstone has exclusive access to cTrader and IRESS and MetaTrader 5 and TradingView and MetaTrader 4.
Neither DEGIRO nor Pepperstone is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Pepperstone scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
DEGIRO wins long-term investing with dividend reinvestment and DRIP options.
Pepperstone suits active traders with advanced platforms and a broad toolset.
Pepperstone offers a $0 minimum deposit and beginner-friendly platform options.
DEGIRO provides access to 50+ exchanges worldwide, far broader than Pepperstone.
DEGIRO is best for low cost trading due to Europe's lowest stock commissions and flat-fee pricing.
| N/A |
| 0.7 pips |
| Inactivity fee | None | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transfer | Bank transferCredit cardDebit cardPayPalSkrill |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | BaFin AFM | FCA ASIC DFSA FMA BaFin CySEC |
|---|
| Platforms | DEGIRO Platform | cTrader IRESS MetaTrader 5 TradingView MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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