The comparison pits two CFD brokers offering crypto exposure through CFDs rather than ownership. They differ in regulation, coin depth, and pricing transparency.
XTB tops FBS on editorial score due to stronger regulation, broader crypto coverage, and pricing transparency.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
XTB benefits from top-tier regulators and a compensation scheme for added security.
| Criteria | ||
|---|---|---|
| Editorial score | 3.4/ 5 | 4.2/ 5 |
| Min Deposit | $1 | No minimum▼ lower |
| Spreads From | 0 pips▼ lower | 0.8 pips |
| Taker Fee | 20.00% | N/A |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | FBS | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Fail | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Fail | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
XTB rates 4.2/5 versus 3.4/5 for FBS. XTB edges ahead on our composite score, though both exchanges meet a reasonable standard for most traders.
FBS lists a lower spread from 0, compared with XTB's 0.8. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
XTB has no minimum deposit, while FBS requires at least $1. This makes XTB more accessible for traders looking to start with a smaller crypto investment.
XTB holds top-tier regulation (FCA, CySEC, KNF), providing stronger investor protections. FBS may be regulated but does not hold top-tier status in our data. Verify regulatory status on each regulator's public register before depositing funds.
XTB stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
FBS offers up to 2:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
FBS charges $20 per trade on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing. Crypto fees are typically quoted as maker/taker rates rather than fixed per-trade commissions; check each exchange's fee schedule for volume-based discounts.
FBS supports MetaTrader 5, MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. FBS has exclusive access to MetaTrader 5. XTB has exclusive access to xStation 5.
XTB offers transparent pricing reducing fee ambiguity compared with FBS.
XTB is better for beginners due to no minimum deposit and educational resources.
Equally matched for DeFi and Web3 capabilities.
| 2 pips |
| N/A |
| Inactivity Fee | None | €10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerFasaPayPerfect Money | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNetellerFasaPayPerfect Money | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | FSCA CySEC IFSC | FCA CySEC KNF |
|---|
| Cold Storage | No | No |
|---|
| Proof of Reserves | No | No |
|---|
| Staking | No | No |
|---|
| DeFi Integration | No | No |
|---|
| NFT Trading | No | No |
|---|
| 500+ Coins | No | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | No | No |
|---|
| Token Launchpad | No | No |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.4 / 5
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