ATFXvs
XTBCrypto Exchange Comparison
Two regulated CFD brokers face off over crypto exposure via CFDs, weighing platform strength, coin selection, and protection schemes. The matchup reveals where ATFX and XTB pull in different directions.
Our Verdict
XTB winsClear Winner
XTB edges ATFX on editorial score due to a more advanced platform and broader crypto coverage.
XTB
4.2/5
ATFX
3.6/5
Key Differences
- 1XTB provides a proprietary platform, ATFX uses MT4 only.
- 2XTB lists 50+ crypto CFDs versus ATFX's 8 coins.
- 3ATFX has no inactivity fee while XTB charges after 12 months.
Verdict by Trader Profile
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Best for security
It’s a tie
Both equally suited
XTB benefits from KNF regulation and WSE listing, enhancing transparency.
Best for low fees
Recommended
XTB offers competitive variable crypto spreads.
ATFX vs XTB: Side-by-Side Crypto Exchange Comparison
| Criteria |  ATFX |  XTB |
|---|---|---|
| Editorial score | 3.6/ 5 | 4.2/ 5 |
| Min Deposit | No minimum | No minimum |
| Spreads From | 1.8 pips | 0.8 pips▼ lower |
| Taker Fee | N/A | N/A |
| Inactivity Fee | None |
ATFX vs XTB Crypto Exchange Pros & Cons
Pros
- FCA, CySEC, and FSCA regulation, UK clients get FSCS protection up to GBP 85,000
- Crypto CFDs available on MT4 alongside forex, indices, and equities, no platform switching
- No minimum deposit or inactivity fee
- Negative balance protection under FCA and CySEC frameworks
Cons
- MT4 only, no MT5, cTrader, or proprietary platform for crypto
ATFX vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each exchange meets or misses within each scoring category.
2
ATFX
criteria wins
0
XTB
criteria wins
Highlighted rows show where the two exchanges differ
| Criteria | ATFX | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
ATFX vs XTB: Frequently Asked Questions
XTB rates 4.2/5 versus 3.6/5 for ATFX. XTB edges ahead on our composite score, though both exchanges meet a reasonable standard for most traders.
XTB lists a lower spread from 0.8, compared with ATFX's 1.8. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
Neither ATFX nor XTB requires a minimum deposit, making both accessible regardless of starting capital.
Both ATFX and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both exchanges provide negative balance protection. Also compare demo account availability and educational resources on each exchange's site before deciding.
ATFX offers up to 2:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
ATFX supports MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. XTB has exclusive access to xStation 5.
ATFX scores better on fee criteria (no deposit fee, no inactivity fee). Always check both exchanges' current fee schedules, as maker/taker rates and withdrawal fees vary and are subject to change.
