FXTMvs
XTBCrypto Exchange Comparison
FXTM and XTB offer regulated crypto CFDs with different platform ecosystems and asset breadth. The tension centers on entry conditions, educational depth, and coin coverage.
Our Verdict
XTB winsby 0.5 pts
XTB edges FXTM on editorial score (4.2 vs 3.7) due to stronger platforms and broader crypto offer.
No commercial relationship. The verdict and scores are entirely editorial. No payment influences this comparison.
Key Differences
- 1FXTM offers phone support; XTB does not.
- 2FXTM lists 7 coins, while XTB offers 50+.
- 3Pricing transparency is poorer at FXTM than at XTB.
Who should choose FXTM vs XTB?
Find out which crypto exchange best suits your trading profile.
Choose FXTM if…
FXTM: Choose FXTM if you value phone support. You also benefit from a low $10 minimum deposit and strong educational resources. XTB: Choose XTB if you want 50+ crypto CFDs and no minimum deposit. You also get the proprietary xStation 5 platform.
Choose XTB if…
FXTM: Choose FXTM if you value phone support. You also benefit from a low $10 minimum deposit and strong educational resources. XTB: Choose XTB if you want 50+ crypto CFDs and no minimum deposit. You also get the proprietary xStation 5 platform.
Verdict by Trader Profile
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Best for security
It’s a tie
Both equally suited
FXTM benefits from FSCS and ICF protection under CySEC and FCA oversight.
Best for low fees
Recommended
FXTM vs XTB: Side-by-Side Crypto Exchange Comparison
| Criteria |  FXTM |  XTB |
|---|---|---|
| Editorial score | 3.7/ 5 | 4.2/ 5 |
| Min Deposit | $10 | No minimum▼ lower |
| Spreads From | 1.5 pips | 0.8 pips▼ lower |
| Taker Fee | N/A | N/A |
| Inactivity Fee | None |
FXTM vs XTB Crypto Exchange Pros & Cons
Pros
- CySEC and FCA regulated with FSCS and ICF protection
- Excellent educational resources, well-matched to developing market traders
- Low minimum deposit ($10) with MT4/MT5 support
Cons
- Spread-only model on entry accounts is less transparent than commission+raw alternatives
- Crypto selection is limited vs dedicated exchanges
FXTM vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each exchange meets or misses within each scoring category.
1
FXTM
criteria win
1
XTB
criteria win
Highlighted rows show where the two exchanges differ
| Criteria | FXTM | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Fail | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
FXTM vs XTB: Frequently Asked Questions
XTB rates 4.2/5 versus 3.7/5 for FXTM. XTB edges ahead on our composite score, though both exchanges meet a reasonable standard for most traders.
XTB lists a lower spread from 0.8, compared with FXTM's 1.5. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
XTB has no minimum deposit, while FXTM requires at least $10. This makes XTB more accessible for traders looking to start with a smaller crypto investment.
Both FXTM and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both exchanges provide negative balance protection. Also compare demo account availability and educational resources before deciding.
FXTM offers up to 2:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
FXTM supports MetaTrader 5, MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. FXTM has exclusive access to MetaTrader 5. XTB has exclusive access to xStation 5.
