Hargreaves Lansdownvs
HFMStock Broker Comparison
Hargreaves Lansdown and HFM face off across core stock trading needs, pitting a broad UK investment universe against international share CFDs and copy trading.
Key Differences
- 1ISA and SIPP wrappers plus a proprietary platform.
- 2HFcopy enables automatic copying of equity strategies.
- 3500+ share CFDs across MT4/MT5.
Who should choose Hargreaves Lansdown vs HFM?
Find out which stock broker best suits your investing profile.
Choose if…
Choose Hargreaves Lansdown if you want ISA and SIPP wrappers with a proprietary platform.
Choose if…
Hargreaves Lansdown vs HFM: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 4.3/ 5 | 3.8/ 5 |
| Min deposit | $1 | No minimum▼ lower |
| Spreads from | N/A | 0 pips |
| Commission / lot | N/A | $6/lot |
Hargreaves Lansdown vs HFM Stock Broker Pros & Cons
Pros
- UK's largest retail investment platform with over £150bn AUA
- Broadest UK investment universe including AIM shares inside ISA
- Stocks & Shares ISA and SIPP with full drawdown capability
- Proprietary research team covering UK equities and funds
- FTSE 100-listed, FCA-regulated with FSCS protection
- Proven platform reliability during market stress events
Cons
Hargreaves Lansdown vs HFM: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
2
Hargreaves Lansdown
criteria wins
3
HFM
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | Hargreaves Lansdown | HFM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
Hargreaves Lansdown vs HFM: Frequently Asked Questions
Hargreaves Lansdown rates 4.3/5 versus 3.8/5 for HFM. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
HFM starts from 0. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
HFM has no minimum deposit, while Hargreaves Lansdown requires at least $1. This makes HFM more accessible for traders with limited starting capital.
Both Hargreaves Lansdown and HFM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
HFM stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
Hargreaves Lansdown lists maximum leverage of 1:1, while HFM lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
HFM charges $6 per trade on commission-based accounts. Commission details for Hargreaves Lansdown are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Hargreaves Lansdown supports Proprietary Web/Mobile, while HFM supports MetaTrader 4, MetaTrader 5. Hargreaves Lansdown has exclusive access to Proprietary Web/Mobile. HFM has exclusive access to MetaTrader 4 and MetaTrader 5.
Neither Hargreaves Lansdown nor HFM is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both Hargreaves Lansdown and HFM are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
