Two established brokers are pitted against each other: HL emphasizes breadth and reliability, while Windsor focuses on regulation and trading platforms. The outcome hinges on what matters most to you.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Hargreaves Lansdown if you want ISA and SIPP wrappers with full drawdown. You also get proprietary research and a single proprietary platform.
| Editorial score | 4.3/ 5 | 3.4/ 5 |
|---|---|---|
| Min deposit | $1▼ lower | $100 |
| Spreads from | N/A | 0 pips |
| Commission / lot | N/A | $8/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Hargreaves Lansdown | Windsor Brokers |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
Hargreaves Lansdown rates 4.3/5 versus 3.4/5 for Windsor Brokers. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
Windsor Brokers starts from 0. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
Hargreaves Lansdown has $1, while Windsor Brokers requires at least $100. This makes Hargreaves Lansdown more accessible for traders with limited starting capital.
Both Hargreaves Lansdown and Windsor Brokers hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Hargreaves Lansdown requires a lower minimum deposit ($1), lowering the barrier to entry, and Windsor Brokers provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources before deciding.
Hargreaves Lansdown lists maximum leverage of 1:1, while Windsor Brokers lists up to 500:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Windsor Brokers charges $8 per trade on commission-based accounts. Commission details for Hargreaves Lansdown are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Hargreaves Lansdown supports Proprietary Web/Mobile, while Windsor Brokers supports MetaTrader 4, MetaTrader 5. Hargreaves Lansdown has exclusive access to Proprietary Web/Mobile. Windsor Brokers has exclusive access to MetaTrader 4 and MetaTrader 5.
Neither Hargreaves Lansdown nor Windsor Brokers is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both Hargreaves Lansdown and Windsor Brokers are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Windsor Brokers if…
Choose Windsor Brokers if you want MT4/MT5 access and high leverage. You also benefit from CySEC regulation with compensation fund coverage and a 35+ year operating history.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Hargreaves Lansdown wins for safety & regulation with the highest trust score.
Hargreaves Lansdown wins for long-term investing with ISA/SIPP wrappers and dividend reinvestment.
Windsor Brokers wins for active trading with MT4/MT5 access and short selling.
Hargreaves Lansdown wins for beginners with ISA and SIPP wrappers.
Hargreaves Lansdown wins for global access with 20 exchanges.
Windsor Brokers leads on Fees & Spreads category score.
| N/A |
| 0.8 pips |
| Inactivity fee | None | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank TransferDebit Card | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank Transfer | Bank transferCardSkrillNeteller |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | Yes |
|---|
| Regulators | FCA | CySEC FSCA |
|---|
| Platforms | Proprietary Web/Mobile | MetaTrader 4 MetaTrader 5 |
|---|
| Active bonuses | 2 offers | None |
|---|
Hargreaves Lansdown outperforms Windsor Brokers on the editorial score. The edge is driven by HL's top trust/regulation rating, broader investment universe and proven platform reliability.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.4 / 5
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