ATFX and Hargreaves Lansdown present two different approaches to investing. The comparison weighs costs, access to markets, and protective schemes across a CFD-focused platform versus a long-standing UK investment hub.
Find out which stock broker best suits your investing profile.
Choose if…
Choose ATFX if you want zero minimum deposit and MT4 access to stock CFDs with up to 400:1 leverage.
| Editorial score | 3.7/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | No minimum▼ lower | $1 |
| Spreads from | 1.8 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ATFX | Hargreaves Lansdown |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
Hargreaves Lansdown rates 4.3/5 versus 3.7/5 for ATFX. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
ATFX starts from 1.8. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
ATFX has no minimum deposit, while Hargreaves Lansdown requires at least $1. This makes ATFX more accessible for traders with limited starting capital.
Both ATFX and Hargreaves Lansdown hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
ATFX stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
ATFX lists maximum leverage of 400:1, while Hargreaves Lansdown lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ATFX supports MetaTrader 4, while Hargreaves Lansdown supports Proprietary Web/Mobile. ATFX has exclusive access to MetaTrader 4. Hargreaves Lansdown has exclusive access to Proprietary Web/Mobile.
Neither ATFX nor Hargreaves Lansdown is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both ATFX and Hargreaves Lansdown are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Hargreaves Lansdown if…
Choose ATFX if you value FCA and CySEC regulation with FSCS and ICF protection. Choose Hargreaves Lansdown if you want real share ownership via ISA/SIPP and access to a broad UK stock universe.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Hargreaves Lansdown wins for FCA regulation and FSCS protection.
Hargreaves Lansdown wins for long-term investing with ISA/SIPP wrappers.
ATFX wins for active traders with MT4 access and high leverage.
Hargreaves Lansdown wins for beginners thanks to ISA/SIPP options and platform reliability.
Hargreaves Lansdown wins for global market access with broad exchange coverage.
ATFX wins for low cost trading due to zero minimum deposit.
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNeteller | Bank TransferDebit Card |
|---|
| Withdrawal methods | Bank transferCardSkrillNeteller | Bank Transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | CySEC FSCA FCA | FCA |
|---|
| Platforms | MetaTrader 4 | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Hargreaves Lansdown edges ATFX on the overall editorial score (4.3 vs 3.7), reflecting a stronger, more established UK focused platform.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
Personalised recommendation
Answer 6 quick questions and we’ll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker