ATFX and Vanguard present contrasting approaches to stock access and long-term investing. One prioritizes broad market reach and active trading tools, while the other centers on cost-efficiency and retirement-friendly wrappers.
Find out which stock broker best suits your investing profile.
Choose if…
Choose ATFX if you want short selling, broader exchange access, and negative balance protection.
Choose if…
Choose Vanguard if you want ISA and SIPP wrappers and dividend reinvestment.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 3.7/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | No minimum▼ lower | $100 |
| Spreads from | 1.8 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ATFX | Vanguard |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
The scores are close: ATFX rates 3.7/5 and Vanguard rates 4.1/5. Vanguard has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
ATFX starts from 1.8. Current spread data is not available for Vanguard. Check both brokers' websites for up-to-date spread and commission pricing.
ATFX has no minimum deposit, while Vanguard requires at least $100. This makes ATFX more accessible for traders with limited starting capital.
Both ATFX and Vanguard hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
ATFX stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
ATFX lists maximum leverage of 400:1, while Vanguard lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ATFX supports MetaTrader 4, while Vanguard supports Proprietary Web/Mobile. ATFX has exclusive access to MetaTrader 4. Vanguard has exclusive access to Proprietary Web/Mobile.
Neither ATFX nor Vanguard is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both ATFX and Vanguard are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Vanguard wins on safety and regulation with FCA oversight and FSCS protection.
Vanguard wins for long-term investing with dividend reinvestment and ISA/SIPP access.
ATFX wins for active traders with advanced charting and broad exchange access.
ATFX wins for beginners with zero minimum deposit and MT4 access.
ATFX wins for global market access offering 12 exchanges.
Vanguard wins for low cost trading due to low platform fees and low fund expense ratios.
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNeteller | Bank transferDebit card |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | CySEC FCA FSCA | FCA |
|---|
| Platforms | MetaTrader 4 | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Vanguard is the editorial winner, with the higher overall score (4.1 for Vanguard vs 3.7 for ATFX). It also leads on trust & regulation and on fees & spreads.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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