This comparison pits a UK-focused, regulated retail platform against a global CFD broker with cross-market access. The tension centers on long-term investing features, regulatory certainty, and product scope.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Hargreaves Lansdown if you want ISA and SIPP wrappers with full drawdown capability.
| Editorial score | 4.3/ 5 | 3.8/ 5 |
|---|---|---|
| Min deposit | $1 | No minimum▼ lower |
| Spreads from | N/A | 0.4 pips |
| Commission / lot | N/A | $7/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Hargreaves Lansdown | ThinkMarkets |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Pass |
Hargreaves Lansdown rates 4.3/5 versus 3.8/5 for ThinkMarkets. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
ThinkMarkets starts from 0.4. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
ThinkMarkets has no minimum deposit, while Hargreaves Lansdown requires at least $1. This makes ThinkMarkets more accessible for traders with limited starting capital.
Both Hargreaves Lansdown and ThinkMarkets hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
ThinkMarkets stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
Hargreaves Lansdown lists maximum leverage of 1:1, while ThinkMarkets lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ThinkMarkets charges $7 per trade on commission-based accounts. Commission details for Hargreaves Lansdown are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Hargreaves Lansdown supports Proprietary Web/Mobile, while ThinkMarkets supports MetaTrader 4, MetaTrader 5, TradingView, Proprietary Web/Mobile. Both provide Proprietary Web/Mobile. ThinkMarkets has exclusive access to MetaTrader 4 and MetaTrader 5 and TradingView.
Neither Hargreaves Lansdown nor ThinkMarkets is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both Hargreaves Lansdown and ThinkMarkets are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose ThinkMarkets if…
Choose ThinkMarkets if you want 24/5 live chat, multilingual support, and 3,000+ share CFDs across global markets.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Hargreaves Lansdown is favored for safety and regulation with FCA oversight and FSCS protection.
Hargreaves Lansdown offers ISA and SIPP wrappers enhancing long-term investing.
ThinkMarkets supports active trading with MT4/MT5 and 24/5 live chat.
Hargreaves Lansdown provides ISA and SIPP wrappers plus broad research for beginners.
Hargreaves Lansdown offers access to 20 exchanges for global market access.
ThinkMarkets is favored for lower trading costs based on its higher Fees and Spreads score.
| N/A |
| 1.1 pips |
| Inactivity fee | None | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank TransferDebit Card | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank Transfer | Bank transferCardSkrillNeteller |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | Yes |
|---|
| Regulators | FCA | FSCA FCA ASIC JFSA |
|---|
| Platforms | Proprietary Web/Mobile | MetaTrader 4 MetaTrader 5 TradingView Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | None |
|---|
Hargreaves Lansdown edges ThinkMarkets on editorial score. HL's stronger Trust & Regulation rating and broader UK investment universe underpin the lead.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
Personalised recommendation
Answer 6 quick questions and we’ll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker