Two brokers stand at a crossroads of regulation, platform depth, and market reach. ACY Securities emphasizes regulated CFD execution; Hargreaves Lansdown offers a broad UK equities universe.
Find out which stock broker best suits your investing profile.
Choose if…
Choose ACY Securities if you want ASIC regulation with negative balance protection and access to ECN execution for equity CFDs. You also gain MT4/MT5 with a full professional charting toolkit and segregated funds, though the share CFD universe is more limited than dedicated stock brokers.
| Editorial score | 3.6/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | $50 | $1▼ lower |
| Spreads from | 0 pips | N/A |
| Commission / lot | $7/lot | N/A |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ACY Securities | Hargreaves Lansdown |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
Hargreaves Lansdown rates 4.3/5 versus 3.6/5 for ACY Securities. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
ACY Securities starts from 0. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
Hargreaves Lansdown has $1, while ACY Securities requires at least $50. This makes Hargreaves Lansdown more accessible for traders with limited starting capital.
Both ACY Securities and Hargreaves Lansdown hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Hargreaves Lansdown requires a lower minimum deposit ($1), lowering the barrier to entry, and ACY Securities provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources before deciding.
ACY Securities lists maximum leverage of 500:1, while Hargreaves Lansdown lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ACY Securities charges $7 per trade on commission-based accounts. Commission details for Hargreaves Lansdown are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
ACY Securities supports TradingView, MetaTrader 4, MetaTrader 5, while Hargreaves Lansdown supports Proprietary Web/Mobile. ACY Securities has exclusive access to TradingView and MetaTrader 4 and MetaTrader 5. Hargreaves Lansdown has exclusive access to Proprietary Web/Mobile.
Neither ACY Securities nor Hargreaves Lansdown is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Hargreaves Lansdown scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Choose Hargreaves Lansdown if…
Choose Hargreaves Lansdown if you want the UK’s largest retail platform with ISA and SIPP and wide access to UK equities. You also benefit from a proprietary research team, platform reliability during market stress, FSCS protection, and a broad exchange footprint spanning 20 markets.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Hargreaves Lansdown wins for safety & regulation with FCA oversight and FSCS protection.
Hargreaves Lansdown wins for long-term investing with ISA and SIPP capabilities.
ACY Securities wins for active traders with ECN equity CFDs and MT4/MT5 tools.
Hargreaves Lansdown wins for beginners with ISA and SIPP options and trusted platform.
HL wins for global access with 20 exchanges vs 5 for ACY.
ACY Securities wins for low cost trading due to ECN pricing for share CFDs.
| 0.7 pips |
| N/A |
| Inactivity fee | None | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardCrypto | Bank TransferDebit Card |
|---|
| Withdrawal methods | Bank transferCardCrypto | Bank Transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FSA Seychelles ASIC | FCA |
|---|
| Platforms | TradingView MetaTrader 4 MetaTrader 5 | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Hargreaves Lansdown edges ACY Securities on editorial score, reflecting stronger trust/regulation and platform reliability. ACY Securities offers ASIC regulation and ECN equity CFDs, while HL provides a broader UK equities universe and ISA/SIPP features.
Hargreaves LansdownvsMoneta Markets
Hargreaves LansdownvsIC Markets
Hargreaves LansdownvsFP Markets
Hargreaves LansdownvsTMGM
Hargreaves LansdownvsXM
Hargreaves LansdownvsFXOpen
Hargreaves LansdownvsThinkMarkets
Hargreaves LansdownvsWindsor Brokers
Hargreaves LansdownvsGO Markets
Hargreaves LansdownvseasyMarkets
Dig deeper into each broker’s features, fees, and regulation.
Score 3.6 / 5
Personalised recommendation
Answer 6 quick questions and we’ll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker