Two established brokers clash on pricing, ownership, and global reach. This matchup weighs commission models, platform depth, and regulatory coverage across markets.
eToro edges HFM on editorial score due to commission-free trading and broader exchange access. HFM offers advanced charting and HFcopy, but the overall score remains lower.
Find out which stock broker best suits your investing profile.
Choose eToro if…
Choose eToro if you want commission-free real stock trading and fractional shares, making small, accessible investments. You also gain a beginner-friendly, social trading ecosystem and access to 17 exchanges via a proprietary platform for beginners.
Choose HFM if…
Choose HFM if you want sophisticated charting, robust MT4/MT5 tooling, and integrated copy trading through HFcopy within a regulated framework. You access 500+ share CFDs and support in multiple languages, with strong phone support globally.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
eToro wins for low cost trading due to commission-free real stock trading.
| Editorial score | 4.1/ 5 | 3.8/ 5 |
|---|---|---|
| Min deposit | $50 | No minimum▼ lower |
| Spreads from | 1 pips | 0 pips▼ lower |
| Commission / lot | N/A | $6/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | eToro | HFM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Fail |
| Features | ||
| Fractional shares | Pass | Fail |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Pass |
The scores are close: eToro rates 4.1/5 and HFM rates 3.8/5. eToro has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
HFM lists tighter spreads from 0, compared with eToro's 1. For stock trading, also factor in any per-trade or per-share commissions — spreads and commissions together determine the true cost per trade.
HFM has no minimum deposit, while eToro requires at least $50. This makes HFM more accessible for traders with limited starting capital.
Both eToro and HFM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: HFM has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
eToro lists maximum leverage of 1:5, while HFM lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
HFM charges $6 per trade on commission-based accounts. Commission details for eToro are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
eToro supports Proprietary Web/Mobile, while HFM supports MetaTrader 5, MetaTrader 4. eToro has exclusive access to Proprietary Web/Mobile. HFM has exclusive access to MetaTrader 5 and MetaTrader 4.
eToro offers commission-free stock trading while HFM does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both eToro and HFM are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
eToro benefits from broader multi-jurisdictional regulation including FCA and ASIC.
eToro wins long-term investing with fractional shares and real ownership.
eToro wins for beginners with a clean, beginner-friendly interface.
eToro offers access to 17 exchanges, expanding global reach.
| N/A |
| 0.6 pips |
| Inactivity fee | $10/month (after 12 months) | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardPayPalSkrillApple PayGoogle Pay | Bank transferCredit cardDebit cardSkrillNetellerFasaPay |
|---|
| Withdrawal methods | Bank transferCredit cardPayPalSkrill | Bank transferCredit cardSkrillNetellerFasaPay |
|---|
| Withdrawal fee | USD 5 per withdrawal | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | Yes | No |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | Yes |
|---|
| Regulators | FCA ASIC CNB CMVM AMF FSRA FSA Seychelles Finanstilsynet HCMC CySEC Finanstilsynet ASF MFSA Finansinspektionen FSC MNB KNF CMA | FCA FSCA DFSA CySEC |
|---|
| Platforms | Proprietary Web/Mobile | MetaTrader 5 MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
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