This comparison pits Capital.com against DEGIRO on cost models, platform tools, and global reach. The axis centers on commission clarity, regulation, and international access.
DEGIRO is the overall winner, driven by broader exchange access and dividend reinvestment. Capital.com still excels in regulation coverage and a commission-free model, but DEGIRO's 50 exchanges and DRIP feature tip the balance.
Find out which stock broker best suits your investing profile.
Choose Capital.com if…
Choose Capital.com if you want a commission-free model and strong regulatory coverage.
Choose DEGIRO if…
Choose DEGIRO if you want broad international access and a dividend reinvestment option.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Capital.com wins for low cost trading with its commission-free model.
| Editorial score | 3.9/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | $20 | N/A |
| Spreads from | 0.6 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $10/month (after 3 months) | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | DEGIRO |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Fail |
| Costs | ||
| Commission-free trading | Pass | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Fail |
The scores are close: Capital.com rates 3.9/5 and DEGIRO rates 4.3/5. DEGIRO has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Capital.com starts from 0.6. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
Capital.com requires $20. Minimum deposit information is not currently available for DEGIRO.
Both Capital.com and DEGIRO hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Capital.com provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
Capital.com lists maximum leverage of 20:1, while DEGIRO lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Capital.com supports Proprietary Web/Mobile, while DEGIRO supports DEGIRO Platform. Capital.com has exclusive access to Proprietary Web/Mobile. DEGIRO has exclusive access to DEGIRO Platform.
Capital.com offers commission-free stock trading while DEGIRO does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Capital.com scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Capital.com wins for safety and regulation due to multiple major regulators.
DEGIRO wins for long-term investors due to dividend reinvestment.
Capital.com wins for active traders due to AI insights and broad CFD coverage.
DEGIRO wins for global market access with 50 exchanges.
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank transfer |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | FCA ASIC MAS CySEC CMA | BaFin AFM |
|---|
| Platforms | Proprietary Web/Mobile | DEGIRO Platform |
|---|
| Active bonuses | None | 2 offers |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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