Two platforms with solid regulation and global access clash over cost structures and long-term investing features. The outcome hinges on how you prioritise price, fractional shares, and exchange access.
DEGIRO edges out eToro on the editorial score (4.3 vs 4.1), making it the overall winner in this comparison.
Find out which stock broker best suits your investing profile.
Choose DEGIRO if…
Choose DEGIRO for access to 50 exchanges worldwide and transparent, flat-fee pricing structure that makes total costs predictable. It also has no minimum deposit, which broadens who can start investing, and its platform emphasizes cost efficiency over premium features.
Choose eToro if…
Choose eToro for commission-free real stock trading, fractional shares from $10, and a broad menu of global markets with 17 exchanges. It also provides 24/5 live chat support and a social trading community that helps beginners learn by following others.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
eToro wins for low-cost trading due to commission-free stock trading.
| Editorial score | 4.3/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | N/A | $50 |
| Spreads from | N/A | 1 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 12 months) |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | eToro |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Fail |
The scores are close: DEGIRO rates 4.3/5 and eToro rates 4.1/5. DEGIRO has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
eToro starts from 1. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
eToro requires $50. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and eToro hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, eToro provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while eToro lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while eToro supports Proprietary Web/Mobile. DEGIRO has exclusive access to DEGIRO Platform. eToro has exclusive access to Proprietary Web/Mobile.
eToro offers commission-free stock trading while DEGIRO does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
eToro scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
eToro wins safety & regulation for broader regulator coverage.
DEGIRO wins long-term investing thanks to dividend reinvestment.
DEGIRO wins active trading with extensive market access and tools.
eToro wins for beginners with a beginner-friendly interface and social features.
| Deposit methods | Bank transfer | Bank transferCredit cardDebit cardPayPalSkrillApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal fee | Free | USD 5 per withdrawal |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | BaFin AFM | FCA ASIC CNB CMVM AMF FSRA FSA Seychelles Finanstilsynet HCMC CySEC Finanstilsynet ASF MFSA Finansinspektionen FSC MNB KNF CMA |
|---|
| Platforms | DEGIRO Platform | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4.1 / 5
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