Capital.com and Pepperstone face off in a high-stakes test of regulation, platform depth, and stock access. The tension hinges on cost structure, tools, and international exchange reach.
Capital.com and Pepperstone are closely matched, with Capital.com's commission-free share CFDs serving as the clearest differentiator.
Find out which stock broker best suits your investing profile.
Choose Capital.com if…
Choose Capital.com if you want commission-free share CFDs, AI-powered insights, and access to 25 exchanges with a proprietary platform.
Choose Pepperstone if…
Choose Pepperstone if you prefer MT4/MT5 and cTrader access across a broad regulatory footprint.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Capital.com offers commission-free share CFDs, lowering ongoing trading costs.
| Editorial score | 3.9/ 5 | 3.9/ 5 |
|---|---|---|
| Min deposit | $20 | No minimum▼ lower |
| Spreads from | 0.6 pips | 0 pips▼ lower |
| Commission / lot | N/A | $7/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | Pepperstone |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Fail |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Fail |
Capital.com and Pepperstone share the same editorial score of 3.9/5. One concrete differentiator: Pepperstone requires a lower minimum deposit.
Pepperstone lists tighter spreads from 0, compared with Capital.com's 0.6. For stock trading, also factor in any per-trade or per-share commissions — spreads and commissions together determine the true cost per trade.
Pepperstone has no minimum deposit, while Capital.com requires at least $20. This makes Pepperstone more accessible for traders with limited starting capital.
Both Capital.com and Pepperstone hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Pepperstone has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Capital.com lists maximum leverage of 20:1, while Pepperstone lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Pepperstone charges $7 per trade on commission-based accounts. Commission details for Capital.com are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Capital.com supports Proprietary Web/Mobile, while Pepperstone supports cTrader, IRESS, MetaTrader 5, TradingView, MetaTrader 4. Capital.com has exclusive access to Proprietary Web/Mobile. Pepperstone has exclusive access to cTrader and IRESS and MetaTrader 5 and TradingView and MetaTrader 4.
Capital.com offers commission-free stock trading while Pepperstone does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both Capital.com and Pepperstone are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Pepperstone benefits from a broader regulator footprint across multiple jurisdictions.
Pepperstone offers transparent share CFD commissions for active trading.
Capital.com provides broader access to global exchanges.
Equally matched; neither supports fractional shares or dividend reinvestment.
| N/A |
| 0.7 pips |
| Inactivity fee | $10/month (after 3 months) | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank transferCredit cardDebit cardPayPalSkrill |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | FCA ASIC MAS CySEC CMA | FCA ASIC DFSA FMA BaFin CySEC |
|---|
| Platforms | Proprietary Web/Mobile | cTrader IRESS MetaTrader 5 TradingView MetaTrader 4 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
Score 3.9 / 5
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