A head-to-head comparison of eToro and XTB across regulation, trading costs, platforms, and editorial scoring.
Best-in-class social and copy trading on a clean proprietary web/mobile platform. FCA / CySEC / ASIC regulated.
XTB edges ahead with a score of 4.5/5 vs eToro's 4.2/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
XTB offers tighter spreads from 0.8 pips vs 1 pips for eToro, reducing trading costs.
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
XTB offers more exclusive platform options: MetaTrader 4, xStation 5, a proprietary platform.
XTB edges out eToro with a higher editorial score (4.5/5 vs 4.2/5), indicating a stronger overall experience for new traders.
| Editorial score | 4.2/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Fees & Spreads 30% weight | 3.9 / 5 | 4.4 / 5▲ |
Platforms & Tools 20% weight | 4.4 / 5 | 4.8 / 5▲ |
Customer Support 10% weight | 4.2 / 5 | 4.2 / 5 |
| Founded | 2007 | 2002 |
| Headquarters | Tel Aviv, Israel | Warsaw, Poland |
| Min deposit | $50 | No minimum |
| Spreads from | 1 pips | 0.8 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 30:1 | 500:1 |
| Withdrawal fee | USD 5 per withdrawal | Free |
| Regulators | FCA ASIC AMF CySEC FSRA CMVM Finansinspektionen Finanstilsynet ASF FSC CNB MNB KNF Finanstilsynet HCMC MFSA CMA FSA Seychelles | FCA CySEC KNF |
| Platforms | Proprietary Web/Mobile | MetaTrader 4 xStation 5 |
| Active bonuses | ||
| Visit broker | Visit eToro | Visit XTB |
Pros
Social and copy trading leader
Multi-asset (stocks, crypto, FX)
Regulated by top-tier authorities (FCA, ASIC, CySEC)
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
Mobile trading app available
Proprietary trading platform available
24/5 live chat support
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation - exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Wider FX spreads
Withdrawal fee
No raw spread account option
Inactivity fee applies
No MetaTrader support
Limited charting capabilities
Pricing transparency could be improved
No phone support
Cons
Market maker on forex - not suited for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | eToro | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Fail | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Fail | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
Based on our independent editorial scoring, XTB ranks higher with a score of 4.5/5 vs 4.2/5 for eToro. The best choice still depends on your individual trading needs; eToro and XTB may each suit different trader profiles.
XTB offers tighter spreads starting from 0.8 pips, compared to eToro's spreads from 1 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
XTB has a lower minimum deposit of no minimum required, while eToro requires at least $50. This makes XTB more accessible for traders with limited starting capital.
Both eToro and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: XTB has a lower minimum deposit (no minimum), lowering the barrier to entry; both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
eToro offers maximum leverage of 30:1, while XTB offers up to 500:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
eToro supports Proprietary Web/Mobile and XTB offers MetaTrader 4, xStation 5; eToro exclusively offers Proprietary Web/Mobile; XTB exclusively offers MetaTrader 4, xStation 5.
Open an account directly with the broker that suits you best.
Score 4.2 / 5
Personalised recommendation
Answer 6 quick questions and we'll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker