Two multi-asset brokers contrast in regulation, platforms, and pricing. The clash highlights how each balances safety, cost, and trader tools.
XTB leads overall on editorial score, supported by stronger trust & regulation and a top-tier proprietary platform.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
XTB offers tighter spreads from 0.80 pips vs 1.00 pips for eToro, reducing trading costs.
| Editorial score | 4.2/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Pros
Social and copy trading leader
Multi-asset (stocks, crypto, FX)
Regulated by top-tier authorities (FCA, ASIC, CySEC)
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | eToro | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Fail | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Fail | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
The scores are close: eToro rates 4.2/5 and XTB rates 4.5/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
XTB starts from 0.8 pips, tighter than eToro's 1 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
XTB has no minimum deposit, while eToro requires at least $50. This makes XTB more accessible for traders with limited starting capital.
Both eToro and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
eToro lists maximum leverage of 30:1, while XTB lists up to 500:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
eToro supports Proprietary Web/Mobile, while XTB supports xStation 5, MetaTrader 4. eToro has exclusive access to Proprietary Web/Mobile. XTB has exclusive access to xStation 5 and MetaTrader 4.
XTB wins safety & regulation with higher trust scores and LSE/WSE listings.
XTB is better suited for scalpers: tighter spreads from 0.80 pips.
XTB wins platform choice due to xStation 5 and MT4/MT5 support.
XTB wins for beginners due to zero minimum deposit and strong regulation.
XTB wins instrument variety with 5800 instruments, surpassing 3000.
Fees & Spreads 30% weight | 3.9 / 5 | 4.4 / 5▲ |
|---|
Platforms & Tools 20% weight | 4.4 / 5 | 4.8 / 5▲ |
|---|
Customer Support 10% weight | 4.2 / 5 | 4.2 / 5 |
|---|
| Founded | 2007 | 2002 |
|---|
| Headquarters | Tel Aviv, Israel | Warsaw, Poland |
|---|
| Min Deposit | $50 | No minimum▼ lower |
|---|
| Spreads From | 1 pips | 0.8 pips▼ lower |
|---|
| Commission / lot | N/A | N/A |
|---|
| Max Leverage | 30:1 | 500:1▲ higher |
|---|
| Inactivity Fee | $10/month (after 12 months) | €10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardPayPalSkrillApple PayGoogle Pay | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardPayPalSkrill | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | USD 5 per withdrawal | Free |
|---|
| Regulators | FCA ASIC CNB CMVM AMF FSRA FSA Seychelles Finanstilsynet HCMC CySEC Finanstilsynet ASF MFSA Finansinspektionen FSC MNB KNF CMA | FCA CySEC KNF |
|---|
| Platforms | Proprietary Web/Mobile | xStation 5 MetaTrader 4 |
|---|
| Active bonuses |
|---|
No deposit fees
Mobile trading app available
Proprietary trading platform available
24/5 live chat support
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation, exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Wider FX spreads
Withdrawal fee
No raw spread account option
Inactivity fee applies
No MetaTrader support
Limited charting capabilities
Pricing transparency could be improved
No phone support
Cons
Market maker on forex, not appropriate for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
Dig deeper into each broker’s features, fees, and regulation.
Score 4.2 / 5
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