ATFX vs XTB Forex Broker Comparison
A head-to-head comparison of ATFX and XTB across regulation, trading costs, platforms, and editorial scoring.
FCA and CySEC-regulated broker with a fast-growing global footprint, 300+ instruments on MT4, and a strong presence in the UAE and Asian markets - built on institutional backing and multi-regional regulation.
VS
Our Verdict
XTB winsby 0.3 pts
XTB edges ahead with a score of 4.5/5 vs ATFX's 4.2/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Verdict by Trader Profile
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Best for low cost trading
Recommended
XTB offers tighter spreads from 0.8 pips vs 1.8 pips for ATFX, reducing trading costs.
Best for safety & regulation
It's a tie
Both equally suited
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
Best for platform choice
Recommended
XTB offers more exclusive platform options: xStation 5, a proprietary platform.
Best for beginners
Recommended
XTB edges out ATFX with a higher editorial score (4.5/5 vs 4.2/5), indicating a stronger overall experience for new traders.
ATFX vs XTB: Side-by-Side Forex Broker Comparison
Score
= highlighted score shows which broker leads in that category| Editorial score | 4.2/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Fees & Spreads 30% weight | 3.8 / 5 | 4.4 / 5▲ |
Platforms & Tools 20% weight | 3.7 / 5 | 4.8 / 5▲ |
Customer Support 10% weight | 4.2 / 5 | 4.2 / 5 |
| Founded | 2017 | 2002 |
| Headquarters | London, United Kingdom | Warsaw, Poland |
| Min deposit | No minimum | No minimum |
| Spreads from | 1.8 pips | 0.8 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 400:1 | 500:1 |
| Withdrawal fee | Free | Free |
| Regulators | FCA FSCA CySEC | FCA CySEC KNF |
| Platforms | MetaTrader 4 | MetaTrader 4 xStation 5 |
| Active bonuses | ||
| Visit broker | Visit ATFX | Visit XTB |
ATFX vs XTB Forex Broker Pros & Cons
Pros
FCA (UK), CySEC (EU), and FSCA (SA) licensing
300+ instruments including ETF CFDs and bond CFDs
FSCS protection up to GBP 85,000 for UK clients
No minimum deposit, no inactivity fee
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation - exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
MT4 only - no MT5, cTrader, or proprietary platform
Standard spreads from 1.8 pips are not ECN-competitive
Relatively young broker - founded 2017
No raw spread account option
Limited charting capabilities
Cons
Market maker on forex - not suited for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
ATFX vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
1
ATFX
criteria win
2
XTB
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | ATFX | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Fail | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
ATFX vs XTB: Frequently Asked Questions
Based on our independent editorial scoring, XTB ranks higher with a score of 4.5/5 vs 4.2/5 for ATFX. The best choice still depends on your individual trading needs; ATFX and XTB may each suit different trader profiles.
XTB offers tighter spreads starting from 0.8 pips, compared to ATFX's spreads from 1.8 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
Neither ATFX nor XTB requires a minimum deposit, making both accessible regardless of starting capital.
Both ATFX and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
ATFX offers maximum leverage of 400:1, while XTB offers up to 500:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
ATFX supports MetaTrader 4 and XTB offers MetaTrader 4, xStation 5; both support MetaTrader 4; XTB exclusively offers xStation 5.
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Score 4.2 / 5
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