A head-to-head comparison of Skilling and XTB across regulation, trading costs, platforms, and editorial scoring.
Modern Swedish-founded broker with CySEC and FCA regulation, a visually polished proprietary platform, and cTrader for advanced traders - well-positioned for EU retail clients seeking a contemporary alternative to legacy MetaTrader brokers.
XTB edges ahead with a score of 4.5/5 vs Skilling's 4.1/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Skilling offers tighter spreads from 0.7 pips vs 0.8 pips for XTB, reducing trading costs.
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
Skilling has a cost edge: raw/ECN spreads, tighter spreads from 0.7 pips.
Skilling offers more exclusive platform options: cTrader, Skilling Trader, a proprietary platform.
XTB edges out Skilling with a higher editorial score (4.5/5 vs 4.1/5), indicating a stronger overall experience for new traders.
| Editorial score | 4.1/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Fees & Spreads 30% weight | 4.2 / 5 | 4.4 / 5▲ |
Platforms & Tools 20% weight | 4.3 / 5 | 4.8 / 5▲ |
Customer Support 10% weight | 4.1 / 5 | 4.2 / 5▲ |
| Founded | 2016 | 2002 |
| Headquarters | Valletta, Malta | Warsaw, Poland |
| Min deposit | $100 | No minimum |
| Spreads from | 0.7 pips | 0.8 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 500:1 | 500:1 |
| Withdrawal fee | Free | Free |
| Regulators | FCA FSCA CySEC | FCA CySEC KNF |
| Platforms | MetaTrader 4 cTrader Skilling Trader | MetaTrader 4 xStation 5 |
| Active bonuses | ||
| Visit broker | Visit Skilling | Visit XTB |
Pros
Clean modern Skilling Trader platform - excellent UX for new-to-intermediate traders
cTrader available with raw spreads from 0.0 pips
CySEC and FCA regulation with EU and UK investor protections
Growing Latin American presence with local-language support
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Proprietary trading platform available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation - exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
$100 minimum deposit on standard accounts
Newer broker - less track record than IG or Pepperstone
Product range narrower than multi-asset brokers
No phone support
Cons
Market maker on forex - not suited for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Skilling | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Pass | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
| Multilingual support | Pass | Pass |
Based on our independent editorial scoring, XTB ranks higher with a score of 4.5/5 vs 4.1/5 for Skilling. The best choice still depends on your individual trading needs; Skilling and XTB may each suit different trader profiles.
Skilling offers tighter spreads starting from 0.7 pips, compared to XTB's spreads from 0.8 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
XTB has a lower minimum deposit of no minimum required, while Skilling requires at least $100. This makes XTB more accessible for traders with limited starting capital.
Both Skilling and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: XTB has a lower minimum deposit (no minimum), lowering the barrier to entry; both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
Skilling offers maximum leverage of 500:1, while XTB offers up to 500:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
Skilling supports MetaTrader 4, cTrader, Skilling Trader and XTB offers MetaTrader 4, xStation 5; both support MetaTrader 4; Skilling exclusively offers cTrader, Skilling Trader; XTB exclusively offers xStation 5.
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