This matchup pits Exness and XTB against each other on regulation, fees, and platforms, highlighting how trust, cost, and tooling pull in different directions.
Exness and XTB are closely matched overall, with each broker excelling in different areas. Neither is clearly superior across all key criteria.
Find out which broker best suits your trader profile.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
Exness offers tighter spreads from 0.30 pips vs 0.80 pips for XTB, reducing trading costs.
| Editorial score | 4.4/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Pros
Near-unlimited leverage on offshore entity
Extremely low $1 minimum deposit on Standard account
Instant withdrawals available 24/7 including weekends
One of the world's highest-volume retail FX brokers
Regulated by top-tier authorities (FCA, ASIC, CySEC)
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Exness | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Pass | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Fail | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
The scores are close: Exness rates 4.4/5 and XTB rates 4.5/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Exness starts from 0.3 pips, tighter than XTB's 0.8 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
XTB has no minimum deposit, while Exness requires at least $1. This makes XTB more accessible for traders with limited starting capital.
Both Exness and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Exness lists maximum leverage of 2000:1, while XTB lists up to 500:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Exness charges $3.5 per lot on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing.
Exness supports MetaTrader 5, MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. Exness has exclusive access to MetaTrader 5. XTB has exclusive access to xStation 5.
Exness earns the edge with broader regulator coverage (FCA, CySEC, FSCA, OJK) and segregated funds.
XTB wins for instrument variety and strong xStation 5 platform.
Exness is better suited for scalpers: raw/ECN spreads available, tighter spreads from 0.30 pips.
XTB wins for platform choice with a strong proprietary xStation 5 plus MT4 compatibility.
XTB wins for beginners with no minimum deposit on standard accounts.
Fees & Spreads 30% weight | 4.6 / 5▲ | 4.4 / 5 |
|---|
Platforms & Tools 20% weight | 4.4 / 5 | 4.8 / 5▲ |
|---|
Customer Support 10% weight | 4.3 / 5▲ | 4.2 / 5 |
|---|
| Founded | 2008 | 2002 |
|---|
| Headquarters | Limassol, Cyprus | Warsaw, Poland |
|---|
| Min Deposit | $1 | No minimum▼ lower |
|---|
| Spreads From | 0.3 pips▼ lower | 0.8 pips |
|---|
| Commission / lot | $3.5/lot | N/A |
|---|
| 0.65 pips | N/A |
| Max Leverage | 2,000:1 | 500:1▲ higher |
|---|
| Inactivity Fee | None | €10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPerfect MoneyCryptoP2P | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNetellerPerfect MoneyCrypto | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | FCA FSCA OJK CySEC | FCA CySEC KNF |
|---|
| Platforms | MetaTrader 5 MetaTrader 4 | xStation 5 MetaTrader 4 |
|---|
| Active bonuses |
|---|
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation, exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Not available to US residents
EU clients face significant leverage restrictions
Unlimited leverage carries extreme risk for inexperienced traders
No proprietary platform
Cons
Market maker on forex, not appropriate for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
Dig deeper into each broker’s features, fees, and regulation.
Score 4.4 / 5
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