This stocks-focused matchup tests trading flexibility against ownership. NAGA emphasizes social trading with CFDs, while XTB emphasizes real shares and strong tools.
XTB edges ahead in editorial score due to stronger platforms and regulation, while NAGA remains a solid option.
Find out which stock broker best suits your investing profile.
Choose NAGA if…
Choose NAGA if you want Autocopy social trading and a regulated equity CFD universe designed to mirror proven stock strategies. Share CFDs span 600+ stocks with CySEC oversight and real-time proportional copying.
Choose XTB if…
Choose XTB if you want real share ownership with dividend entitlement across 5,800+ stocks and ETFs, with commission-free trading up to €100,000 per month. The platform includes xStation 5 with a stock screener and charting, alongside regulated status with FCA, CySEC and KNF.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
XTB wins for low-cost trading thanks to commission-free real stock ownership up to €100K/month.
| Editorial score | 3.7/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | No minimum | N/A |
| Spreads from | 0.7 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $10/month (after 90 days) | $10/month (after 12 months) |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | NAGA | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Pass |
The scores are close: NAGA rates 3.7/5 and XTB rates 4.1/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
NAGA starts from 0.7. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
NAGA requires no minimum deposit required. Minimum deposit information is not currently available for XTB.
Both NAGA and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
NAGA lists maximum leverage of 20:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
NAGA supports MetaTrader 5, NAGA Trader, while XTB supports xStation 5. NAGA has exclusive access to MetaTrader 5 and NAGA Trader. XTB has exclusive access to xStation 5.
XTB offers commission-free stock trading while NAGA does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both NAGA and XTB are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Equally matched.
XTB wins for long-term investors, offering real ownership and dividends across 5,800+ stocks and ETFs.
XTB leads for active traders with xStation 5 stock screener and charting.
NAGA wins for beginners thanks to Autocopy social trading and easy copying.
| Deposit methods | Bank transferCredit cardDebit cardSkrillNeteller | Bank transferCredit cardDebit cardSkrill |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | Bank transferCredit cardSkrill |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | FSCA BaFin CySEC | FCA CySEC |
|---|
| Platforms | MetaTrader 5 NAGA Trader | xStation 5 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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