Two mobile-first brokers clash over long-term investing and platform depth. Freetrade emphasizes ISA/SIPP access and regulation, while Revolut bundles banking with fractional stock trading in one app.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Freetrade if you want commission-free stock trading with ISA and SIPP options, backed by FCA regulation and FSCS protection.
Choose if…
Choose Revolut if you want an all-in-one app for banking, payments and fractional stock trading with multilingual support.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.0/ 5 | 3.8/ 5 |
|---|---|---|
| Min deposit | N/A | N/A |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Freetrade | Revolut |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Pass |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Pass | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Fail |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Fail |
The scores are close: Freetrade rates 4/5 and Revolut rates 3.8/5. Freetrade has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Both Freetrade and Revolut hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Minimum deposit and negative balance protection data are not confirmed for this pair. Both hold top-tier regulatory status, meaning client fund protections apply to both. Also compare demo account availability and educational resources on each broker's site.
Freetrade lists maximum leverage of 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Freetrade supports Freetrade App, while Revolut supports Proprietary Web/Mobile. Freetrade has exclusive access to Freetrade App. Revolut has exclusive access to Proprietary Web/Mobile.
Yes, you can open an account with Revolut independently of your Freetrade account. There is no formal transfer process for open positions; you would need to close existing trades with Freetrade before funding and trading with Revolut.
Yes, both Freetrade and Revolut offer commission-free stock trading according to our data. Keep in mind that commission-free brokers may still charge spread costs, foreign exchange fees, or platform fees — always check the full fee schedule on each broker's website.
Yes, both Freetrade and Revolut offer fractional share investing. This makes it easier to invest in high-priced stocks with smaller amounts of capital, which is particularly useful for long-term portfolio building. Check each broker for the specific stocks eligible for fractional purchases.
Both Freetrade and Revolut are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Freetrade is best for low-cost trading, offering commission-free trading with no required subscription.
Equally matched on safety and regulation.
Freetrade wins for long-term investing with ISA and SIPP options.
Revolut wins for active traders due to a larger stock universe and fractional trading.
Freetrade is best for beginners with a clean, beginner-friendly interface and no minimum deposit.
Freetrade wins for global access with three exchanges vs two.
| Free |
| Deposit methods | Bank transferDebit card | Bank transferCredit cardDebit cardApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit card |
|---|
| Withdrawal fee | Free | Free (standard plan); subject to fair use policy |
|---|
| Commission-free | Yes | Yes |
|---|
| Fractional shares | Yes | Yes |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | No |
|---|
| Regulators | FCA | CBI FCA |
|---|
| Platforms | Freetrade App | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
Freetrade edges Revolut on the editorial score, driven by stronger trust/regulation and ISA/SIPP options for long-term investing.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
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