Two fintechs compete on cost, investment breadth, and platform capabilities. The outcome hinges on whether fees or access trump convenience.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Hargreaves Lansdown if you want ISA and SIPP wrappers plus strong research tools. The combination of ISA and SIPP access, UK-focused universe, and a proven, regulated platform supports long-term, diversified investing for stability.
| Editorial score | 4.3/ 5 | 3.8/ 5 |
|---|---|---|
| Min deposit | $1 | N/A |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Hargreaves Lansdown | Revolut |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Fail |
Hargreaves Lansdown rates 4.3/5 versus 3.8/5 for Revolut. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
Hargreaves Lansdown requires $1. Minimum deposit information is not currently available for Revolut.
Both Hargreaves Lansdown and Revolut hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Minimum deposit and negative balance protection data are not confirmed for this pair. Both hold top-tier regulatory status, meaning client fund protections apply to both. Also compare demo account availability and educational resources on each broker's site.
Hargreaves Lansdown lists maximum leverage of 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Hargreaves Lansdown supports Proprietary Web/Mobile, while Revolut supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile.
Revolut offers commission-free stock trading while Hargreaves Lansdown does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both Hargreaves Lansdown and Revolut are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Revolut if…
Choose Revolut if you want commission-free trades on higher-tier plans and the convenience of a single app. You benefit from fractional shares and multilingual support, making it easier for newcomers and those seeking cross-border use.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Revolut wins for low cost trading with commission-free trades on higher plans.
Equally matched; both are FCA regulated with FSCS protection.
Hargreaves Lansdown wins for long-term investors with ISA and SIPP wrappers.
Hargreaves Lansdown wins for active traders due to broad universe and research.
Revolut wins for beginners as investing happens in a single app.
Hargreaves Lansdown wins for global access with 20 exchanges, Revolut has 2.
| Free |
| Deposit methods | Bank TransferDebit Card | Bank TransferCredit CardDebit CardApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank Transfer | Bank TransferCard |
|---|
| Withdrawal fee | Free | Free (standard plan); subject to fair use policy |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | No |
|---|
| Regulators | FCA | CBI FCA |
|---|
| Platforms | Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
Hargreaves Lansdown leads on editorial score, edging Revolut by 0.5. HL's breadth and reliability support the higher rating.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
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