Revolutvs
Trading 212Stock Broker Comparison
This matchup contrasts an app that combines banking and fractional investing with a separate trading platform offering commission-free trades. The tension centers on cost, long-term features, and global access.
Who should choose Revolut vs Trading 212?
Find out which stock broker best suits your investing profile.
Choose if…
Choose Revolut if you want banking and investing in one app including real share ownership and dividend payments.
Choose if…
Choose Trading 212 if you want commission-free real stock and ETF trading and a Stocks & Shares ISA.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Best for low cost trading
Revolut vs Trading 212: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 3.8/ 5 | 4.2/ 5 |
| Min deposit | N/A | $1 |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
Revolut vs Trading 212 Stock Broker Pros & Cons
Pros
- Banking, payments, and fractional stock investing in a single app
- 2,000+ US and EU stocks with fractional shares from $1
- Real share ownership (not CFDs) with dividend payments
- FCA regulated (UK) with FSCS protection up to GBP 85,000
- Unlimited commission-free trades on Premium/Metal/Ultra plans
Cons
Revolut vs Trading 212: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
0
Revolut
criteria wins
2
Trading 212
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | Revolut | Trading 212 |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Pass |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Pass | Pass |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Fail |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Fail |
Revolut vs Trading 212: Frequently Asked Questions
The scores are close: Revolut rates 3.8/5 and Trading 212 rates 4.2/5. Trading 212 has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Trading 212 requires $1. Minimum deposit information is not currently available for Revolut.
Both Revolut and Trading 212 hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Trading 212 provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
Trading 212 lists maximum leverage of 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Revolut supports Proprietary Web/Mobile, while Trading 212 supports Trading 212 App. Revolut has exclusive access to Proprietary Web/Mobile. Trading 212 has exclusive access to Trading 212 App.
Yes, both Revolut and Trading 212 offer commission-free stock trading according to our data. Keep in mind that commission-free brokers may still charge spread costs, foreign exchange fees, or platform fees — always check the full fee schedule on each broker's website.
Yes, both Revolut and Trading 212 offer fractional share investing. This makes it easier to invest in high-priced stocks with smaller amounts of capital, which is particularly useful for long-term portfolio building. Check each broker for the specific stocks eligible for fractional purchases.
Both Revolut and Trading 212 are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
