DEGIRO and Vanguard pit cost efficiency against long-term investing design. The matchup centers on fees, access, and product scope, leaving readers weighing practical trade-offs.
Find out which stock broker best suits your investing profile.
Choose if…
Choose DEGIRO if you want broad exchange access and flat-fee pricing.
Choose if…
Choose Vanguard if you want ISA/SIPP access and a fund-focused lineup.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.3/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | N/A | $100 |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Vanguard |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Pass |
The scores are close: DEGIRO rates 4.3/5 and Vanguard rates 4.1/5. DEGIRO has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Vanguard requires $100. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and Vanguard hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Minimum deposit and negative balance protection data are not confirmed for this pair. Both hold top-tier regulatory status, meaning client fund protections apply to both. Also compare demo account availability and educational resources on each broker's site.
DEGIRO lists maximum leverage of 1:1, while Vanguard lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while Vanguard supports Proprietary Web/Mobile. DEGIRO has exclusive access to DEGIRO Platform. Vanguard has exclusive access to Proprietary Web/Mobile.
Neither DEGIRO nor Vanguard is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Vanguard scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Vanguard wins safety & regulation with FCA oversight and FSCS protection.
Vanguard wins for long-term investing due to ISA/SIPP access and low fund costs.
DEGIRO wins for active traders with broad exchange access and short selling.
Vanguard wins for beginners with ISA/SIPP access and simple fund lineup.
DEGIRO wins for global market access due to broad exchange network.
DEGIRO wins for low cost trading due to Europe’s lowest stock commissions and flat-fee pricing.
| Free |
| Deposit methods | Bank transfer | Bank transferDebit card |
|---|
| Withdrawal methods | Bank transfer | Bank transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | AFM BaFin | FCA |
|---|
| Platforms | DEGIRO Platform | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
DEGIRO tops Vanguard in editorial score (4.3 vs 4.1), reflecting stronger overall evaluation.
Dig deeper into each broker’s features, fees, and regulation.
Score 4.1 / 5
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