DEGIRO and Hargreaves Lansdown face off on cost, long-term features, and market reach. The clash centers on exchange access and product wrappers rather than simple price alone.
Find out which stock broker best suits your investing profile.
Choose if…
Choose DEGIRO if you want broad international reach with access to 50 exchanges and multilingual support, and you prefer a low-friction path with no minimum deposit. You prioritize global exposure and flexible account setup over a traditional UK tax wrapper.
Choose if…
Choose Hargreaves Lansdown if you value a Stocks & Shares ISA and SIPP within one platform with full drawdown capability, backed by a broad UK investment universe and in-house research. You also gain a long track record of platform reliability and regulatory protection.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.3/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | N/A | $1 |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Hargreaves Lansdown |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Pass |
DEGIRO and Hargreaves Lansdown share the same editorial score of 4.3/5. One concrete differentiator: platform availability and account types differ between them.
Hargreaves Lansdown requires $1. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and Hargreaves Lansdown hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Minimum deposit and negative balance protection data are not confirmed for this pair. Both hold top-tier regulatory status, meaning client fund protections apply to both. Also compare demo account availability and educational resources on each broker's site.
DEGIRO lists maximum leverage of 1:1, while Hargreaves Lansdown lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while Hargreaves Lansdown supports Proprietary Web/Mobile. DEGIRO has exclusive access to DEGIRO Platform. Hargreaves Lansdown has exclusive access to Proprietary Web/Mobile.
Neither DEGIRO nor Hargreaves Lansdown is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Hargreaves Lansdown scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Hargreaves Lansdown wins for safety & regulation due to FCA oversight and FSCS protection.
Hargreaves Lansdown wins for long-term investors thanks to ISA and SIPP wrappers.
Hargreaves Lansdown wins for active traders with broader UK universe and in-house research.
Hargreaves Lansdown wins for beginners thanks to ISA, SIPP wrappers, and one-stop platform.
DEGIRO wins for global market access due to 50 exchanges versus 20.
DEGIRO wins for low cost trading due to its flat-fee pricing and broad exchange access.
| Free |
| Deposit methods | Bank transfer | Bank transferDebit card |
|---|
| Withdrawal methods | Bank transfer | Bank transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | BaFin AFM | FCA |
|---|
| Platforms | DEGIRO Platform | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
DEGIRO and Hargreaves Lansdown are closely matched overall, with DEGIRO offering access to more exchanges.
Dig deeper into each broker’s features, fees, and regulation.
Score 4.3 / 5
Score 4.3 / 5
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