DEGIRO vs Freetrade Stock Broker Comparison
A head-to-head comparison of DEGIRO and Freetrade across regulation, commissions, platforms, and editorial scoring.
DEGIRO offers some of Europe's lowest stock commissions with access to 50+ exchanges. It lacks an ISA or SIPP wrapper, making it less suitable for UK tax-efficient investing, but excellent for low-cost international exposure.
Freetrade's clean mobile interface and support for both ISAs and SIPPs make it one of the best commission-free options for UK long-term investors. Its stock selection is good but narrower than full-service brokers.
DEGIRO edges ahead with a score of 4.3/5 vs Freetrade's 4/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Freetrade offers commission-free trading while DEGIRO does not, making Freetrade the more cost-effective choice for frequent stock traders.
Freetrade has a stronger safety profile: top-tier regulation, compensation scheme, segregated funds.
Both brokers offer equivalent long-term investing features including fractional shares and dividend reinvestment.
Freetrade has the edge for active traders: commission-free trading.
DEGIRO edges out Freetrade with a higher editorial score (4.3/5 vs 4/5), indicating a stronger overall experience for new stock investors.
DEGIRO vs Freetrade: Side-by-Side Stock Broker Comparison
| Editorial score | 4.3/ 5 | 4.0/ 5 |
|---|---|---|
| Min deposit | N/A | N/A |
| Commission-free | No | Yes |
| Fractional shares | No | Yes |
| Dividend reinvestment | Yes | No |
| Extended hours | No | No |
| IPO access | No | No |
| Short selling | Yes | No |
| Regulators | AFM BaFin | FCA |
| Platforms | DEGIRO Platform | Freetrade App |
| Active bonuses | 2 offers | 2 offers |
| Visit broker | Visit DEGIRO | Visit Freetrade |
DEGIRO vs Freetrade Stock Broker Pros & Cons
- Among Europe's lowest stock commissions
- Access to 50+ exchanges worldwide
- Transparent, flat-fee pricing structure
- Regulated by BaFin, AFM, and under MiFID II
- No minimum deposit requirement
- No Stocks & Shares ISA or SIPP available
- No fractional shares
- Limited customer support options
- Platform and app less polished than newer competitors
- Commission-free stocks and ETF trading
- Both Stocks & Shares ISA and SIPP available
- Clean, beginner-friendly mobile interface
- FCA regulated with FSCS protection
- No minimum deposit requirement
- Narrower stock universe than full-service brokers
- Advanced features require paid Plus subscription (£9.99/month)
- No desktop application - mobile only
- Limited research tools and market data
DEGIRO vs Freetrade: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Freetrade |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Fail |
DEGIRO vs Freetrade: Frequently Asked Questions
Based on our independent editorial scoring, DEGIRO ranks higher with a score of 4.3/5 vs 4/5 for Freetrade. The best choice still depends on your needs — commissions, features like fractional shares, and regulatory coverage all matter.
Freetrade offers commission-free stock trading while DEGIRO does not according to our data. Commission-free trading can significantly reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Freetrade scores higher on our regulatory safety criteria, with top-tier regulatory oversight, segregated client funds, compensation scheme coverage. For stock investors, regulatory safety is critical — always confirm a broker's specific licences and investor protections before depositing funds.
DEGIRO supports DEGIRO Platform and Freetrade offers Freetrade App. Platform availability affects the tools, charting, and order types available to you. If you rely on a specific platform like MetaTrader or a proprietary web app, confirm compatibility before opening an account.
For beginners: DEGIRO has a higher overall editorial score. Also compare educational resources, customer support quality, and the simplicity of each broker's platform before deciding.
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