DEGIRO vs Swissquote Stock Broker Comparison
A head-to-head comparison of DEGIRO and Swissquote across regulation, commissions, platforms, and editorial scoring.
DEGIRO offers some of Europe's lowest stock commissions with access to 50+ exchanges. It lacks an ISA or SIPP wrapper, making it less suitable for UK tax-efficient investing, but excellent for low-cost international exposure.
Swissquote offers real shares and share CFDs on 60,000+ instruments across 60 exchanges under a FINMA Swiss banking licence - an institutional-grade equity platform combining the deepest international stock access with banking-grade regulation and custody.
DEGIRO and Swissquote are extremely closely matched with scores of 4.3/5 and 4.3/5. The right choice depends on your individual trading priorities.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Swissquote has a stronger safety profile: top-tier regulation, compensation scheme, segregated funds, negative balance protection.
DEGIRO is better suited for long-term investing: dividend reinvestment.
Swissquote has the edge for active traders: more platform options, advanced charting.
Both brokers share the same editorial score of 4.3/5, but Swissquote has a known minimum deposit of $1000 while no deposit data is available for DEGIRO.
Commission data is not yet available for this pair. Check each broker's pricing page to compare trading costs directly.
DEGIRO vs Swissquote: Side-by-Side Stock Broker Comparison
| Editorial score | 4.3/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | N/A | $1,000 |
| Commission-free | No | No |
| Fractional shares | No | No |
| Dividend reinvestment | Yes | No |
| Extended hours | No | No |
| IPO access | No | No |
| Short selling | Yes | Yes |
| Regulators | AFM BaFin | FCA DFSA FINMA |
| Platforms | DEGIRO Platform | MetaTrader 4 MetaTrader 5 Proprietary Web/Mobile |
| Active bonuses | 2 offers | None |
| Visit broker | Visit DEGIRO | Visit Swissquote |
DEGIRO vs Swissquote Stock Broker Pros & Cons
- Among Europe's lowest stock commissions
- Access to 50+ exchanges worldwide
- Transparent, flat-fee pricing structure
- Regulated by BaFin, AFM, and under MiFID II
- No minimum deposit requirement
- No Stocks & Shares ISA or SIPP available
- No fractional shares
- Limited customer support options
- Platform and app less polished than newer competitors
- FINMA Swiss banking licence - strongest institutional-grade regulation in retail equity access
- Real share ownership on 60,000+ instruments across 60 exchanges in Swiss bank custody
- Swiss Depositor Protection up to CHF 100,000 - stronger than FSCS or MiFID schemes
- Full range: stocks, ETFs, options, futures, bonds, forex in one Swiss banking account
- Commission significantly higher than retail competitors (from USD 5 + 0.1% for US shares)
- High minimum deposit - not suited for beginner or small-capital investors
- Platform complexity creates a steep learning curve
- Cost premium is not justified for smaller accounts vs Interactive Brokers or XTB
DEGIRO vs Swissquote: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Swissquote |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Pass |
DEGIRO vs Swissquote: Frequently Asked Questions
DEGIRO and Swissquote share the same editorial score of 4.3/5. The right choice depends on your priorities: commissions, fractional shares, account features, or regulatory safety.
Neither DEGIRO nor Swissquote is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Swissquote scores higher on our regulatory safety criteria, with top-tier regulatory oversight, segregated client funds, compensation scheme coverage. For stock investors, regulatory safety is critical — always confirm a broker's specific licences and investor protections before depositing funds.
Swissquote requires a minimum deposit of $1000. Minimum deposit information is not currently available for the other broker.
DEGIRO supports DEGIRO Platform and Swissquote offers MetaTrader 4, MetaTrader 5, Proprietary Web/Mobile. Platform availability affects the tools, charting, and order types available to you. If you rely on a specific platform like MetaTrader or a proprietary web app, confirm compatibility before opening an account.
For beginners: Swissquote offers negative balance protection. Also compare educational resources, customer support quality, and the simplicity of each broker's platform before deciding.
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