A head-to-head comparison of ActivTrades and XTB across regulation, trading costs, platforms, and editorial scoring.
FCA-regulated UK broker with 23 years of history, SMSG membership, and a proprietary ActivTrader platform featuring built-in volatility protection - strong in southern European markets.
XTB edges ahead with a score of 4.5/5 vs ActivTrades's 4.3/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
ActivTrades offers tighter spreads from 0.5 pips vs 0.8 pips for XTB, reducing trading costs.
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
ActivTrades has a cost edge: tighter spreads from 0.5 pips.
Both brokers offer an equivalent platform selection with similar exclusive and proprietary options.
XTB edges out ActivTrades with a higher editorial score (4.5/5 vs 4.3/5), indicating a stronger overall experience for new traders.
| Editorial score | 4.3/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.5 / 5 | 4.8 / 5▲ |
Fees & Spreads 30% weight | 4.2 / 5 | 4.4 / 5▲ |
Platforms & Tools 20% weight | 4.3 / 5 | 4.8 / 5▲ |
Customer Support 10% weight | 4.3 / 5▲ | 4.2 / 5 |
| Founded | 2001 | 2002 |
| Headquarters | London, United Kingdom | Warsaw, Poland |
| Min deposit | No minimum | No minimum |
| Spreads from | 0.5 pips | 0.8 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 400:1 | 500:1 |
| Withdrawal fee | Free | Free |
| Regulators | FCA CMVM SCB | FCA CySEC KNF |
| Platforms | MetaTrader 4 ActivTrader | MetaTrader 4 xStation 5 |
| Active bonuses | ||
| Visit broker | Visit ActivTrades | Visit XTB |
Pros
FCA regulated with supplemental insurance up to GBP 1,000,000 per client
ActivTrader's volatility protection feature is a genuine risk management differentiator
No minimum deposit
Strong southern European presence - Italian, Spanish, Portuguese support
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Proprietary trading platform available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation - exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Product range narrower than IG or Saxo
No cTrader or raw ECN account option
Less known outside Europe compared to global competitors
Cons
Market maker on forex - not suited for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ActivTrades | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
Based on our independent editorial scoring, XTB ranks higher with a score of 4.5/5 vs 4.3/5 for ActivTrades. The best choice still depends on your individual trading needs; ActivTrades and XTB may each suit different trader profiles.
ActivTrades offers tighter spreads starting from 0.5 pips, compared to XTB's spreads from 0.8 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
Neither ActivTrades nor XTB requires a minimum deposit, making both accessible regardless of starting capital.
Both ActivTrades and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
ActivTrades offers maximum leverage of 400:1, while XTB offers up to 500:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
ActivTrades supports MetaTrader 4, ActivTrader and XTB offers MetaTrader 4, xStation 5; both support MetaTrader 4; ActivTrades exclusively offers ActivTrader; XTB exclusively offers xStation 5.
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