In a head-to-head comparison, ActivTrades and XM trade on trust, costs, and platforms. The tension centers on regulation, pricing, and the choice between a proprietary platform and MT ecosystems.
ActivTrades and XM are closely matched overall, but ActivTrades distinguishes itself with a proprietary platform that XM does not offer.
Find out which broker best suits your trader profile.
Choose ActivTrades if…
Choose ActivTrades if you want a proprietary platform and no inactivity fee. You can start with $0 minimum deposit and benefit from strong southern European support, transparent pricing, and 24/5 live chat and phone support.
Choose XM if…
Choose XM if you want MT4/MT5 access and a broad instrument universe with 1400 offerings. You also get a $5 minimum deposit and strong regulation, though an inactivity fee applies, and you benefit from multilingual support and a robust education program.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
ActivTrades offers tighter spreads from 0.50 pips vs 0.60 pips for XM, reducing trading costs.
| Editorial score | 4.3/ 5 | 4.3/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.5 / 5▲ | 4.3 / 5 |
Pros
FCA regulated with supplemental insurance up to GBP 1,000,000 per client
ActivTrader's volatility protection feature is a genuine risk management differentiator
No minimum deposit
Strong southern European presence, Italian, Spanish, Portuguese support
Client funds held in segregated accounts
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ActivTrades | XM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Pass | Fail |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
ActivTrades and XM share the same editorial score of 4.3/5. One concrete differentiator: ActivTrades requires a lower minimum deposit.
ActivTrades starts from 0.5 pips, tighter than XM's 0.6 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
ActivTrades has no minimum deposit, while XM requires at least $5. This makes ActivTrades more accessible for traders with limited starting capital.
Both ActivTrades and XM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: ActivTrades has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
ActivTrades lists maximum leverage of 400:1, while XM lists up to 1000:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ActivTrades supports MetaTrader 4, ActivTrader, while XM supports MetaTrader 5, MetaTrader 4. Both provide MetaTrader 4. ActivTrades has exclusive access to ActivTrader. XM has exclusive access to MetaTrader 5.
Equally matched
XM wins for active traders due to broader instrument coverage and higher leverage.
ActivTrades is better suited for scalpers: tighter spreads from 0.50 pips.
ActivTrades wins for platform choice due to a proprietary platform.
ActivTrades wins for beginners with $0 minimum deposit and strong support.
Fees & Spreads 30% weight | 4.2 / 5 | 4.3 / 5▲ |
|---|
Platforms & Tools 20% weight | 4.3 / 5▲ | 4.2 / 5 |
|---|
Customer Support 10% weight | 4.3 / 5 | 4.4 / 5▲ |
|---|
| Founded | 2001 | 2009 |
|---|
| Headquarters | London, United Kingdom | Limassol, Cyprus |
|---|
| Min Deposit | No minimum▼ lower | $5 |
|---|
| Spreads From | 0.5 pips▼ lower | 0.6 pips |
|---|
| Commission / lot | N/A | N/A |
|---|
| Max Leverage | 400:1▲ higher | 1,000:1 |
|---|
| Inactivity Fee | None | $5/month (after 90 days) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardPayPal | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit card | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free for most methods |
|---|
| Regulators | FCA CMVM SCB | ASIC CySEC ASF FSC KNF |
|---|
| Platforms | MetaTrader 4 ActivTrader | MetaTrader 5 MetaTrader 4 |
|---|
| Active bonuses |
|---|
Negative balance protection
Investor compensation scheme coverage
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Proprietary trading platform available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
USD 5 minimum deposit
Strong bonus program
Multilingual support
Regulated by top-tier authorities (FCA, ASIC, CySEC)
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Cons
Product range narrower than IG or Saxo
No cTrader or raw ECN account option
Less known outside Europe compared to global competitors
Cons
Spreads not as tight as ECN-style brokers
Not available to US clients
No raw spread account option
Inactivity fee applies
No proprietary platform
Dig deeper into each broker’s features, fees, and regulation.
Score 4.3 / 5
Score 4.3 / 5
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