Industry-leading security track record and strong regulatory standing. The safest all-round choice for serious crypto investors, particularly in the US and Europe.
Read ReviewFinCEN
Last updated
2
Regulated Exchanges
Country
United StatesJurisdiction
United States
Tier
Tier 2
Established AML/KYC and registration framework. Provides meaningful oversight, though with fewer investor protections than Tier 1.
Official Website
fincen.gov
The Financial Crimes Enforcement Network (FinCEN) is a bureau of the US Treasury Department that administers the Bank Secrecy Act. Crypto exchanges operating in the US must register as Money Services Businesses (MSBs) with FinCEN and implement robust AML/KYC programmes. FinCEN registration is a baseline compliance requirement and does not provide the same investor protections as a full securities licence from the SEC or CFTC.
Verify on official register
Check an exchange's licence status directly on FinCEN's public register.
FinCEN Regulated Crypto Exchanges
2 brokers
The most regulated crypto exchange in the US. Best-in-class institutional custody and unmatched regulatory clarity for US-based investors.
Read ReviewRelated Regulators
Personalised recommendation
Not sure which broker is right for you?
Answer 6 quick questions and we'll match you with the brokers that best fit your trading style, experience level, and country.
Find my brokerFrequently Asked Questions
FinCEN is classified as a Tier 2 crypto regulator. Established AML/KYC and registration framework. Provides meaningful oversight, though with fewer investor protections than Tier 1.
We currently list 2 crypto exchanges regulated or registered under FinCEN. The full list is shown above, sorted by overall rating.
FinCEN is based in United States and covers the United States jurisdiction. As a Tier 2 regulator, it requires AML/KYC registration and provides meaningful oversight, though investors should also verify whether the exchange holds additional licences.
Visit the official FinCEN website and use their public register or licence verification tool. Enter the exchange's registered name to confirm its current status. This is the most reliable way to verify regulatory standing.
FinCEN regulation primarily addresses licensing, AML/KYC compliance, and operational standards. Compensation for hacks depends on the exchange's own insurance fund or Proof of Reserves commitments, not typically a government-backed compensation scheme. Always choose exchanges with published cold storage ratios and Proof of Reserves attestations.