Kraken
Exceptional security track record and strong regulatory standing. The safest all-round choice for serious crypto investors, particularly in the US and Europe.
Cold StorageProof of ReservesStaking
4.6/ 5
Crypto RegulatorBest FinCEN-Registered Crypto Exchanges
Last updated
4
Regulated Exchanges
Country
United StatesJurisdiction
United States
Each broker on this page is authorised by FinCEN, a Tier 2 US regulator responsible for enforcing anti-money laundering and counter-terrorism rules in the United States. FinCEN mandates that brokers must register as Money Services Businesses and implement strict procedures for client verification and transaction monitoring. There is no specific leverage cap or investor compensation scheme under FinCEN oversight. FinCEN primarily regulates crypto-related and money transfer activities rather than traditional securities or forex trading.
Verify on official register
Check an exchange's licence status directly on the FinCEN public register.
FinCEN Regulated Crypto Exchanges
4 crypto exchangesSort:
The most regulated crypto exchange in the US. Best-in-class institutional custody and unmatched regulatory clarity for US-based investors.
Cold StorageProof of ReservesStakingDeFi AccessThe compliance-first US crypto exchange. Gemini's NYDFS oversight, Deloitte-attested Proof of Reserves, and SOC 2 Type II certification make it the strongest regulated choice for institutional and compliance-sensitive US investors.
Cold StorageProof of ReservesStaking- Cold StorageProof of Reserves
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Frequently Asked Questions
FinCEN is classified as a Tier 2 crypto regulator. Established AML/KYC and registration framework. Provides meaningful oversight, though with fewer investor protections than Tier 1.
We currently list 4 crypto exchanges regulated or registered under FinCEN. The full list is shown above, sorted by overall rating.
FinCEN is based in United States and covers the United States jurisdiction. As a Tier 2 regulator, it requires AML/KYC registration and provides meaningful oversight, though investors should also verify whether the exchange holds additional licences.
Visit the official FinCEN website and use their public register or licence verification tool. Enter the exchange's registered name to confirm its current status. This is the most reliable way to verify regulatory standing.
FinCEN regulation primarily addresses licensing, AML/KYC compliance, and operational standards. Compensation for hacks depends on the exchange’s own insurance fund or Proof of Reserves commitments, not typically a government-backed compensation scheme. Always choose exchanges with published cold storage ratios and Proof of Reserves attestations.