In this matchup, two regulated CFD brokers compete for crypto exposure through different platforms. The tension centers on platform quality, asset breadth, and pricing clarity.
XTB edges Plus500 on the editorial score (4.2 vs 3.7). XTB also offers 50+ crypto CFDs on xStation 5, compared with Plus500's 15 via its WebTrader.
Find out which crypto exchange best suits your trading profile.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Equally matched; both are regulated by multiple authorities and maintain segregated client funds.
XTB wins for low fees with transparent pricing and competitive spreads.
| Criteria | ||
|---|---|---|
| Editorial score | 3.7/ 5 | 4.2/ 5 |
| Min Deposit | $100 | No minimum▼ lower |
| Spreads From | 0.6 pips▼ lower | 0.8 pips |
| Taker Fee | N/A | N/A |
| Inactivity Fee | $10/month (after 3 months) | €10/month (after 12 months) |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | Plus500 | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Fail | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Fail |
XTB rates 4.2/5 versus 3.7/5 for Plus500. XTB edges ahead on our composite score, though both exchanges meet a reasonable standard for most traders.
Plus500 lists a lower spread from 0.6, compared with XTB's 0.8. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
XTB has no minimum deposit, while Plus500 requires at least $100. This makes XTB more accessible for traders looking to start with a smaller crypto investment.
Both Plus500 and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both exchanges provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Plus500 offers up to 2:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
Plus500 supports Proprietary Web/Mobile, while XTB supports xStation 5, MetaTrader 4. Plus500 has exclusive access to Proprietary Web/Mobile. XTB has exclusive access to xStation 5 and MetaTrader 4.
XTB wins for beginners with no minimum deposit and educational resources.
Equally matched; neither offers DeFi or Web3 features.
| Deposit Fee |
|---|
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit cardPayPalSkrillApple Pay | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardPayPalSkrill | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | CMA FCA CySEC ASIC MAS | FCA CySEC KNF |
|---|
| Cold Storage | No | No |
|---|
| Proof of Reserves | No | No |
|---|
| Staking | No | No |
|---|
| DeFi Integration | No | No |
|---|
| NFT Trading | No | No |
|---|
| 500+ Coins | No | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | No | No |
|---|
| Token Launchpad | No | No |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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