Two regulated CFD brokers offer crypto exposure without ownership. They differ in platform sophistication, education, and how they balance fees and access.
XTB edges Forex.com on the editorial score due to higher category scores and stronger platforms.
Find out which crypto exchange best suits your trading profile.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Forex.com is strongest for security thanks to NFA/CFTC and FCA oversight.
XTB scores higher on Fees & Spreads, indicating relatively lower costs.
| Criteria | ||
|---|---|---|
| Editorial score | 3.9/ 5 | 4.2/ 5 |
| Min Deposit | $100 | No minimum▼ lower |
| Spreads From | 1 pips | 0.8 pips▼ lower |
| Taker Fee | 7.00% | N/A |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | Forex.com | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Fail | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Pass | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
The scores are close: Forex.com rates 3.9/5 and XTB rates 4.2/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
XTB lists a lower spread from 0.8, compared with Forex.com's 1. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
XTB has no minimum deposit, while Forex.com requires at least $100. This makes XTB more accessible for traders looking to start with a smaller crypto investment.
Both Forex.com and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both exchanges provide negative balance protection. Also compare demo account availability and educational resources before deciding.
Forex.com offers up to 50:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
Forex.com charges $7 per trade on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing. Crypto fees are typically quoted as maker/taker rates rather than fixed per-trade commissions; check each exchange's fee schedule for volume-based discounts.
Forex.com supports MetaTrader 5, Proprietary Web/Mobile, MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. Forex.com has exclusive access to MetaTrader 5 and Proprietary Web/Mobile. XTB has exclusive access to xStation 5.
XTB scores better on fee criteria (no deposit fee). Always check both exchanges' current fee schedules, as maker/taker rates and withdrawal fees vary and are subject to change.
Equally matched; neither offers DeFi or Web3 features.
| 1.7 pips |
| N/A |
| Inactivity Fee | $15/month (after 12 months) | €10/month (after 12 months)▼ lower |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit card | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit card | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | FCA ASIC MAS IIROC CFTC NFA | FCA CySEC KNF |
|---|
| Cold Storage | No | No |
|---|
| Proof of Reserves | No | No |
|---|
| Staking | No | No |
|---|
| DeFi Integration | No | No |
|---|
| NFT Trading | No | No |
|---|
| 500+ Coins | No | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | No | No |
|---|
| Token Launchpad | No | No |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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