FXCMvs
XTBCrypto Exchange Comparison
Two CFD giants clash as FXCM leans on regulation and institutional-grade tools, while XTB offers a broad crypto selection and a polished proprietary platform.
Our Verdict
XTB winsby 0.4 pts
XTB outperforms FXCM on the editorial score (4.2 vs 3.8) with stronger platform tools and broader regulation.
No commercial relationship. The verdict and scores are entirely editorial. No payment influences this comparison.
Key Differences
- 1FXCM lists 4 coins while XTB lists 50+.
- 2XTB has FCA, CySEC, KNF regulators vs FXCM's FCA/ASIC.
- 3FXCM offers NinjaTrader; XTB does not.
Verdict by Trader Profile
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Best for security
It’s a tie
Both equally suited
FXCM wins for security, backed by FCA/ASIC oversight and FSCS protection.
Best for low fees
Recommended
XTB offers more competitive variable spreads on major crypto pairs.
FXCM vs XTB: Side-by-Side Crypto Exchange Comparison
| Criteria |  FXCM |  XTB |
|---|---|---|
| Editorial score | 3.8/ 5 | 4.2/ 5 |
| Min Deposit | $50 | No minimum▼ lower |
| Spreads From | 0.4 pips▼ lower | 0.8 pips |
| Taker Fee | N/A | N/A |
| Inactivity Fee | $50/month (after 12 months) | €10/month (after 12 months) |
FXCM vs XTB Crypto Exchange Pros & Cons
Pros
- FCA and ASIC regulated, high regulatory standard with FSCS protection
- Trading Station with professional quantitative analysis tools (FXCM Apps)
- Long track record since 1999 in institutional-grade retail trading
Cons
- Banned from US market (CFTC action 2017), not available to US clients
- Crypto selection is limited to major pairs
FXCM vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each exchange meets or misses within each scoring category.
1
FXCM
criteria win
0
XTB
criteria wins
Highlighted rows show where the two exchanges differ
| Criteria | FXCM | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Fail |
| Proof of reserves published | Fail | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Pass | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
FXCM vs XTB: Frequently Asked Questions
The scores are close: FXCM rates 3.8/5 and XTB rates 4.2/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
FXCM lists a lower spread from 0.4, compared with XTB's 0.8. Crypto trading costs are typically quoted as a percentage of the trade value; check each exchange's full fee schedule, as maker/taker rates and volume discounts vary.
XTB has no minimum deposit, while FXCM requires at least $50. This makes XTB more accessible for traders looking to start with a smaller crypto investment.
Both FXCM and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both exchanges provide negative balance protection. Also compare demo account availability and educational resources before deciding.
FXCM offers up to 2:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
FXCM supports ZuluTrade, Proprietary Web/Mobile, MetaTrader 4, NinjaTrader, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. FXCM has exclusive access to ZuluTrade and Proprietary Web/Mobile and NinjaTrader. XTB has exclusive access to xStation 5.
