Interactive Brokers and Plus500 face off on costs, market access, and long‑term features. The matchup pits a deep execution toolset against a beginner‑friendly CFD experience.
Interactive Brokers edges Plus500 on overall editorial score due to unrivalled market access and low commissions for active traders. Plus500 remains strong on regulation and simplicity, but falls short on exchange coverage and commissions.
Find out which stock broker best suits your investing profile.
Choose Interactive Brokers if…
Choose Interactive Brokers if you need access to a broad global market network and low commissions for active trading, plus IPO access.
Choose Plus500 if…
Choose Plus500 if you prefer a simple, regulated CFD platform with spread-only pricing and no real ownership.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Interactive Brokers wins for low cost trading due to commission-free US stock trading via IBKR Lite.
| Editorial score | 4.8/ 5 | 3.6/ 5 |
|---|---|---|
| Min deposit | No minimum▼ lower | $100 |
| Spreads from | 0.2 pips▼ lower | 0.6 pips |
| Commission / lot | $2/lot | N/A |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Interactive Brokers | Plus500 |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Pass | Fail |
| Features | ||
| Fractional shares | Pass | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Pass | Fail |
| IPO access | Pass | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Fail |
Interactive Brokers is the stronger choice: it rates 4.8/5 versus 3.6/5 for Plus500, a gap that reflects clear differences across regulation, fees, and platform quality in our review.
Interactive Brokers lists tighter spreads from 0.2, compared with Plus500's 0.6. For stock trading, also factor in any per-trade or per-share commissions — spreads and commissions together determine the true cost per trade.
Interactive Brokers has no minimum deposit, while Plus500 requires at least $100. This makes Interactive Brokers more accessible for traders with limited starting capital.
Both Interactive Brokers and Plus500 hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Interactive Brokers has no minimum deposit, removing the capital barrier entirely, and Plus500 provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources before deciding.
Interactive Brokers lists maximum leverage of 1:4, while Plus500 lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Interactive Brokers charges $2 per trade on commission-based accounts. Commission details for Plus500 are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
Interactive Brokers supports Trader Workstation (TWS), Proprietary Web/Mobile, while Plus500 supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile. Interactive Brokers has exclusive access to Trader Workstation (TWS).
Interactive Brokers offers commission-free stock trading while Plus500 does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Plus500 scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Plus500 wins safety and regulation for FCA, ASIC, MAS oversight and strong transparency.
Interactive Brokers supports fractional shares and dividend reinvestment, aiding long-term investing.
Interactive Brokers offers low commissions for active traders and a powerful Trader Workstation.
Plus500 provides a beginner-friendly CFD platform with simple pricing.
Interactive Brokers offers access to 150 exchanges, far more than Plus500.
| 0.4 pips |
| N/A |
| Inactivity fee | None | $10/month (after 3 months) |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferACH | Bank transferCredit cardDebit cardPayPalSkrillApple Pay |
|---|
| Withdrawal methods | Bank transferACH | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal fee | First withdrawal/month free | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | Yes | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | Yes | No |
|---|
| IPO access | Yes | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | FCA ASIC JFSA IIROC DFSA CNB CMVM CNV AMF SEC MFSA SFC SEBI CBI CMF NFA FSC FINRA | FCA ASIC MAS CySEC CMA |
|---|
| Platforms | Trader Workstation (TWS) Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.6 / 5
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