In this comparison, two European brokers compete on cost, access, and platform features. The tension centers on whether low-fee trading or innovative social tools best serve different investor needs.
DEGIRO and NAGA are compared, with DEGIRO winning on score due to among Europe's lowest stock commissions and access to 50+ exchanges.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
NAGA wins for safety and regulation thanks to CySEC, FSCA oversight and a compensation scheme.
| Editorial score | 4.3/ 5 | 3.7/ 5 |
|---|---|---|
| Min deposit | N/A | No minimum |
| Spreads from | N/A | 0.7 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 90 days) |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | NAGA |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Fail | Fail |
DEGIRO rates 4.3/5 versus 3.7/5 for NAGA. DEGIRO edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
NAGA starts from 0.7. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
NAGA requires no minimum deposit required. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and NAGA hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, NAGA provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while NAGA lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while NAGA supports MetaTrader 5, NAGA Trader. DEGIRO has exclusive access to DEGIRO Platform. NAGA has exclusive access to MetaTrader 5 and NAGA Trader.
Neither DEGIRO nor NAGA is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
NAGA scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
DEGIRO wins with dividend reinvestment capability.
DEGIRO wins for low-cost trading due to among Europe's lowest stock commissions.
| Deposit methods | Bank transfer | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | BaFin AFM | FSCA BaFin CySEC |
|---|
| Platforms | DEGIRO Platform | MetaTrader 5 NAGA Trader |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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