Two brokers sit on opposite ends of the investing spectrum: DEGIRO leans into ultra-low trading costs with broad exchange access, while Fidelity blends zero-cost US trading with comprehensive tools.
Find out which stock broker best suits your investing profile.
Choose if…
Choose DEGIRO if you want access to 50 exchanges worldwide and a transparent flat-fee pricing structure.
Choose if…
Choose Fidelity if you want commission-free US stocks and ETFs along with advanced research tools and charting.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.3/ 5 | 4.6/ 5 |
|---|---|---|
| Min deposit | N/A | N/A |
| Spreads from | N/A | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | Fidelity |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Fail |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Pass |
| Extended hours trading | Fail | Pass |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Pass |
The scores are close: DEGIRO rates 4.3/5 and Fidelity rates 4.6/5. Fidelity has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Both DEGIRO and Fidelity hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Minimum deposit and negative balance protection data are not confirmed for this pair. Both hold top-tier regulatory status, meaning client fund protections apply to both. Also compare demo account availability and educational resources on each broker's site.
DEGIRO lists maximum leverage of 1:1, while Fidelity lists up to 1:4. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
DEGIRO supports DEGIRO Platform, while Fidelity supports Active Trader Pro, Proprietary Web/Mobile. DEGIRO has exclusive access to DEGIRO Platform. Fidelity has exclusive access to Active Trader Pro and Proprietary Web/Mobile.
Yes, you can open an account with Fidelity independently of your DEGIRO account. There is no formal transfer process for open positions; you would need to close existing trades with DEGIRO before funding and trading with Fidelity.
Fidelity offers commission-free stock trading while DEGIRO does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
DEGIRO, with transparent flat-fee pricing and among Europe's lowest stock commissions.
Fidelity, with SEC/FINRA oversight and excess SIPC coverage up to $1 billion per customer.
Fidelity wins for long-term investing with zero-expense-ratio index funds and no minimum investment.
Fidelity leads with Active Trader Pro and advanced equity tools.
Fidelity is best for beginners due to zero-expense index funds and no minimum investments.
DEGIRO offers access to 50 exchanges, more than Fidelity.
| Free |
| Deposit methods | Bank transfer | Bank transferACHWire transferCheque |
|---|
| Withdrawal methods | Bank transfer | Bank transferACHWire transferCheque |
|---|
| Withdrawal fee | Free | Free EFT; $10 wire transfer |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | Yes | Yes |
|---|
| Extended hours | No | Yes |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | AFM BaFin | SEC FINRA |
|---|
| Platforms | DEGIRO Platform | Active Trader Pro Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
Fidelity leads on the editorial score (4.6 vs 4.3) and offers stronger research tools and charting.
Dig deeper into each broker’s features, fees, and regulation.
Score 4.3 / 5
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