Capital.com and Vanguard face off on costs, wrappers, and access to markets. The axis centers on commission models, long-term investing features, and platform breadth.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Capital.com if you want commission-free share CFDs and access to 25 exchanges.
Choose if…
| Editorial score | 3.9/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | $20▼ lower | $100 |
| Spreads from | 0.6 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $10/month (after 3 months) | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | Vanguard |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Pass | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Pass |
The scores are close: Capital.com rates 3.9/5 and Vanguard rates 4.1/5. Vanguard has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Capital.com starts from 0.6. Current spread data is not available for Vanguard. Check both brokers' websites for up-to-date spread and commission pricing.
Capital.com has $20, while Vanguard requires at least $100. This makes Capital.com more accessible for traders with limited starting capital.
Both Capital.com and Vanguard hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Capital.com stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
Capital.com lists maximum leverage of 20:1, while Vanguard lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Capital.com supports Proprietary Web/Mobile, while Vanguard supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile.
Capital.com offers commission-free stock trading while Vanguard does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both Capital.com and Vanguard are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Vanguard if you want Stocks & Shares ISA or SIPP with low platform fees.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Capital.com is best for low cost trading due to commission-free share CFDs.
Capital.com has negative balance protection and multiple regulators.
Vanguard offers ISA/SIPP wrappers and dividend reinvestment.
Capital.com provides AI insights and extensive exchange access.
Capital.com is beginner-friendly with a $20 minimum and no commissions.
Capital.com provides access to 25 exchanges, far broader than Vanguard.
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank TransferDebit Card |
|---|
| Withdrawal methods | Bank transferCardSkrillNeteller | Bank Transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | MAS CMA CySEC FCA ASIC | FCA |
|---|
| Platforms | Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Capital.com and Vanguard are closely matched overall. Capital.com stands out in market access and commission-free share CFDs, while Vanguard emphasizes ISA/SIPP wrappers and dividend reinvestment.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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