This comparison pits a spread-based CFD platform against a low-cost, fund-centric platform. The axis focuses on cost, access to global equities, and long-term investing features.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Plus500 if you want 1,800+ share CFDs on a proprietary platform, with spread-only pricing.
| Editorial score | 3.6/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | $100 | $100 |
| Spreads from | 0.6 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $10/month (after 3 months) | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Plus500 | Vanguard |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Pass |
The scores are close: Plus500 rates 3.6/5 and Vanguard rates 4.1/5. Vanguard has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Plus500 starts from 0.6. Current spread data is not available for Vanguard. Check both brokers' websites for up-to-date spread and commission pricing.
Both Plus500 and Vanguard require a minimum deposit of $100 to open a live trading account.
Both Plus500 and Vanguard hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Plus500 provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
Plus500 lists maximum leverage of 20:1, while Vanguard lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Plus500 supports Proprietary Web/Mobile, while Vanguard supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile.
Neither Plus500 nor Vanguard is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both Plus500 and Vanguard are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Vanguard if…
Choose Vanguard if you want ISA or SIPP wrappers and access to low-cost funds.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Vanguard wins safety & regulation with higher trust ratings and FSCS protection.
Vanguard wins for long-term investors with ISA/SIPP access and low fund costs.
Plus500 wins for active traders with wide exchange access and spread-based pricing.
Plus500 is best for beginners thanks to a beginner-friendly platform and extensive stock CFDs.
Plus500 offers access to 18 exchanges, giving broader global stock access.
Vanguard is best for low cost trading due to low platform fees and fund expenses.
| Deposit methods | Bank transferCredit cardDebit cardPayPalSkrillApple Pay | Bank TransferDebit Card |
|---|
| Withdrawal methods | Bank transferCardPayPalSkrill | Bank Transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | MAS CMA CySEC FCA ASIC | FCA |
|---|
| Platforms | Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Vanguard wins on editorial score, driven by stronger trust/regulation and superior fees/spreads versus Plus500.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.6 / 5
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